{"id":10351,"date":"2023-07-20T15:04:58","date_gmt":"2023-07-20T19:04:58","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/?page_id=10351"},"modified":"2023-07-20T15:08:32","modified_gmt":"2023-07-20T19:08:32","slug":"american-savings-act","status":"publish","type":"page","link":"https:\/\/www.merkley.senate.gov\/es\/american-savings-act\/","title":{"rendered":"Ley de ahorro estadounidense"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"10351\" class=\"elementor elementor-10351\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3cf4853 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cf4853\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f55f7c1\" data-id=\"f55f7c1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d9fa3bd elementor-widget elementor-widget-image\" data-id=\"d9fa3bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"760\" src=\"https:\/\/www.merkley.senate.gov\/wp-content\/uploads\/2023\/07\/ASA_WebMasthead9_1200.jpg\" class=\"attachment-full size-full wp-image-10362\" alt=\"\" srcset=\"https:\/\/www.merkley.senate.gov\/wp-content\/uploads\/2023\/07\/ASA_WebMasthead9_1200.jpg 1200w, https:\/\/www.merkley.senate.gov\/wp-content\/uploads\/2023\/07\/ASA_WebMasthead9_1200-300x190.jpg 300w, https:\/\/www.merkley.senate.gov\/wp-content\/uploads\/2023\/07\/ASA_WebMasthead9_1200-1024x649.jpg 1024w, https:\/\/www.merkley.senate.gov\/wp-content\/uploads\/2023\/07\/ASA_WebMasthead9_1200-768x486.jpg 768w, https:\/\/www.merkley.senate.gov\/wp-content\/uploads\/2023\/07\/ASA_WebMasthead9_1200-18x12.jpg 18w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29b2eb8 elementor-widget elementor-widget-heading\" data-id=\"29b2eb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size: 15px;text-transform: none\">La jubilaci\u00f3n en Estados Unidos est\u00e1 cambiando<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d39cdf elementor-widget elementor-widget-text-editor\" data-id=\"4d39cdf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Hace apenas unas d\u00e9cadas, los trabajadores generalmente trabajaban para una empresa durante toda su carrera. Ese trabajo en la empresa a menudo ven\u00eda con una pensi\u00f3n que, junto con la promesa del Seguro Social, aseguraba a los trabajadores una jubilaci\u00f3n segura en sus a\u00f1os dorados.<\/p><p>Pero ese ya no es el caso para la mayor\u00eda de los trabajadores.<\/p><p>Hoy en d\u00eda, las personas no se quedan en un trabajo toda su vida, ni siquiera trabajan en un trabajo a la vez, y cada vez menos tienen un plan de pensi\u00f3n patrocinado por el empleador. Eso significa que los ahorros para la jubilaci\u00f3n deben ayudar a compensar la diferencia, pero para muchos trabajadores, las cuentas de ahorro para la jubilaci\u00f3n efectivas est\u00e1n fuera del alcance. Actualmente, 68 millones de estadounidenses trabajan para un empleador que no patrocina un plan de jubilaci\u00f3n y casi un tercio de todos los estadounidenses en edad laboral informan que no tienen ahorros para la jubilaci\u00f3n.<\/p><p>La Ley de Ahorros Estadounidenses ayudar\u00eda a solucionar esto.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f03c462 elementor-widget elementor-widget-heading\" data-id=\"f03c462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p style=\"font-size: 15px;text-transform: none\">Obtenga m\u00e1s informaci\u00f3n sobre la Ley de Ahorros Estadounidenses<span style=\"color: var( --e-global-color-primary );font-family: var( --e-global-typography-primary-font-family ), Sans-serif;font-size: var( --e-global-typography-primary-font-size );font-weight: var( --e-global-typography-primary-font-weight );text-transform: var( --e-global-typography-secondary-text-transform );background-color: var( --e-global-color-secondary )\"><\/span><\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3a2952 elementor-widget elementor-widget-text-editor\" data-id=\"b3a2952\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight ); background-color: var( --e-global-color-secondary );\">La Ley de Ahorros Estadounidenses establecer\u00eda un nuevo sistema de ahorros para la jubilaci\u00f3n, las Cuentas de Ahorros Estadounidenses, que inscribir\u00e1 autom\u00e1ticamente a los empleados que no tengan acceso a un plan patrocinado por el empleador. Esta legislaci\u00f3n har\u00e1 que el sistema de ahorro para la jubilaci\u00f3n de nuestro pa\u00eds sea m\u00e1s justo y eficaz para que todos los estadounidenses tengan la mejor oportunidad de lograr una jubilaci\u00f3n financieramente segura.<\/span><\/p><p>Al crear Cuentas de Ahorros Estadounidenses y mejorar los beneficios del Seguro Social, podemos brindar a todos los estadounidenses acceso a un plan de ahorro para la jubilaci\u00f3n universal, port\u00e1til, simple y personal, y brindarles a los estadounidenses trabajadores un poco m\u00e1s de seguridad en su futuro financiero.<\/p><p>Haga clic aqu\u00ed para leer el comunicado de prensa de la Ley de Ahorros Estadounidenses y haga clic aqu\u00ed para descargar un breve resumen del proyecto de ley.<\/p><p>Para ver el texto completo del proyecto de ley, haga clic aqu\u00ed.<\/p><p>Para descargar una copia del folleto de la Ley de Ahorros Estadounidenses del Senador Merkley (PDF), haga clic aqu\u00ed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c04f0c elementor-widget elementor-widget-heading\" data-id=\"8c04f0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size: 15px;text-transform: none\">Mira el video de la pizarra de Jeff<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-779f270 elementor-widget elementor-widget-video\" data-id=\"779f270\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=52LPm90Rw6s&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Retirement in America is changing As recently as a few decades ago, workers usually worked for one company their whole career. That company job often came with a pension that, along with the promise of Social Security, assured workers of a secure retirement in their golden years. But that\u2019s no longer the case for most [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-10351","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>American Savings Act - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/american-savings-act\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"American Savings Act - Merkley\" \/>\n<meta property=\"og:description\" content=\"Retirement in America is changing As recently as a few decades ago, workers usually worked for one company their whole career. 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