{"id":17875,"date":"2023-10-20T10:13:13","date_gmt":"2023-10-20T14:13:13","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/?p=17875"},"modified":"2023-10-24T13:45:10","modified_gmt":"2023-10-24T17:45:10","slug":"rep-porter-sen-merkley-reintroduce-bill-to-protect-americans-from-medical-debt","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/rep-porter-sen-merkley-reintroduce-bill-to-protect-americans-from-medical-debt\/","title":{"rendered":"El representante Porter y el senador Merkley reintroducen un proyecto de ley para proteger a los estadounidenses de la deuda m\u00e9dica"},"content":{"rendered":"<h2 class=\"wp-block-heading\"><em>La legislaci\u00f3n proteger\u00eda los puntajes crediticios de los pacientes de la deuda m\u00e9dica<\/em><\/h2>\n\n\n\n<p><strong>WASHINGTON-<\/strong>La congresista Katie Porter (D-CA) y el senador Jeff Merkley (D-OR) reintrodujeron una legislaci\u00f3n bicameral para proteger a los pacientes de los da\u00f1os financieros a largo plazo de los altos costos de la atenci\u00f3n m\u00e9dica. A pesar de que la deuda m\u00e9dica es un indicador poco fiable de la solvencia crediticia, aparece en los informes crediticios de decenas de millones de hogares estadounidenses. El&nbsp;<em>Ley de alivio de la deuda m\u00e9dica<\/em>&nbsp;prohibir\u00eda que toda deuda m\u00e9dica aparezca en los informes crediticios y prohibir\u00eda a los acreedores considerar la deuda m\u00e9dica de los estadounidenses en sus decisiones sobre si otorgarles cr\u00e9dito.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&quot;Recibir tratamiento m\u00e9dico no deber\u00eda obligar a las familias a vivir toda una vida de dificultades financieras&quot;,&nbsp;<strong>dijo el representante Porter<\/strong>, ex profesor de derecho del consumidor. \u201cBajo el status quo, los costos inesperados y vitales de la atenci\u00f3n m\u00e9dica pueden endeudar a los estadounidenses y arruinar sus puntajes crediticios. Mi proyecto de ley con el senador Merkley prohibir\u00eda a las agencias de cr\u00e9dito informar deudas m\u00e9dicas, lo que facilitar\u00eda a las personas empantanadas con facturas m\u00e9dicas alquilar un apartamento, comprar una casa u obtener un pr\u00e9stamo\u201d.&nbsp;<\/p>\n<\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cEs indignante que una familia con una deuda m\u00e9dica en su informe crediticio vea destruido su cr\u00e9dito y su futuro financiero, incluso si la deuda se informa incorrectamente\u201d.&nbsp;<strong>Dijo el senador Merkley.<\/strong>&nbsp;\u201cNuestro proceso actual de informe de deuda m\u00e9dica est\u00e1 golpeando a las familias mientras est\u00e1n deprimidas y luchan por volver a levantarse. Ya es hora de que arreglemos eso\u201d.<\/p>\n<\/blockquote>\n\n\n\n<p>En septiembre, tras a\u00f1os de defensa del representante Porter a favor de la protecci\u00f3n contra la deuda m\u00e9dica, la Oficina de Protecci\u00f3n Financiera del Consumidor (CFPB, por sus siglas en ingl\u00e9s) inici\u00f3 la\u00a0<a href=\"https:\/\/www.consumerfinance.gov\/about-us\/newsroom\/cfpb-kicks-off-rulemaking-to-remove-medical-bills-from-credit-reports\/#:~:text=If%20finalized%2C%20they%20would%3A,use%20in%20making%20underwriting%20decisions.\" target=\"_blank\" rel=\"noreferrer noopener\">proceso<\/a>\u00a0de evitar que la deuda m\u00e9dica aparezca en los informes crediticios o se utilice en las decisiones crediticias. El proyecto de ley del representante Porter demuestra el apoyo del Congreso a que la CFPB utilice su autoridad existente para incorporar estos principios a las regulaciones federales y los consolidar\u00eda como ley.\u00a0<\/p>\n\n\n\n<p>La legislaci\u00f3n de la congresista Porter cuenta con el apoyo de organizaciones como el Centro Nacional de Derecho del Consumidor (en nombre de sus clientes de bajos ingresos), el Fondo de Educaci\u00f3n para la Reforma Financiera de los Estadounidenses, la Fundaci\u00f3n Appleseed, la Coalici\u00f3n de Consumidores de Bajos Ingresos de California, el Centro para Pr\u00e9stamos Responsables, Community Catalyst, Consumer Action, Consumer Federation of America, Justice in Aging, National Association of Consumer Advocates, National Consumers League, National Health Law Program, National Patient Advocate Foundation, Public Justice, Public Law Center (CA), RIP Medical Debt y Western Center. sobre Derecho y Pobreza (CA).&nbsp;<\/p>\n\n\n\n<p>Representantes Nanette Barrag\u00e1n (D-CA), Kathy Castor (D-FL), Judy Chu (D-CA), Yvette Clarke (D-NY), Lloyd Doggett (D-TX), Valerie Foushee (D-NC), Ra\u00fal Grijalva (D-AZ), Jonathan Jackson (D-IL), Pramila Jayapal (D-WA), Hank Johnson (D-GA), Raja Krishnamoorthi (D-IL), Barbara Lee (D-CA), Jim McGovern (D-MA), Grace Meng (D-NY), Kevin Mullin (D-CA), Joe Neguse (D-CO), Eleanor Holmes Norton (D-DC), Ilhan Omar (D-MN), Mark Pocan ( D-WI), Mary Gay Scanlon (D-PA), Abigail Spanberger (D-VA), Rashida Tlaib (D-MI) y Paul Tonko (D-NY) copatrocinan el\u00a0<em>Ley de alivio de la deuda m\u00e9dica<\/em> en la casa. Los senadores John Fetterman (D-PA), Dick Blumenthal (D-CT) y Bob Menendez (D-NJ) copatrocinan el proyecto de ley en el Senado.<\/p>\n\n\n\n<p>Como profesor de derecho y defensor del consumidor desde hace mucho tiempo, el representante Porter ha defendido la protecci\u00f3n del consumidor en el Congreso. Luch\u00f3 para proteger a los pacientes del abuso corporativo de las grandes farmac\u00e9uticas introduciendo la\u00a0<a href=\"https:\/\/porter.house.gov\/news\/documentsingle.aspx?DocumentID=342#:~:text=The%20Freedom%20From%20Price%20Gouging,prices%20to%20increase%20their%20profits.\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Ley contra el aumento abusivo de precios<\/em><\/a><em>\u00a0<\/em>para evitar que las empresas farmac\u00e9uticas se beneficien de aumentos de precios irrazonables. Esta legislaci\u00f3n se convirti\u00f3 en ley como parte del\u00a0<em>Ley de Reducci\u00f3n de la Inflaci\u00f3n<\/em>. En julio, organiz\u00f3 una\u00a0<a href=\"https:\/\/twitter.com\/RepKatiePorter\/status\/1690420621006536705\" target=\"_blank\" rel=\"noreferrer noopener\">mesa redonda<\/a>\u00a0con organizaciones de protecci\u00f3n al consumidor para discutir la eliminaci\u00f3n de tarifas basura y publicidad enga\u00f1osa. <\/p>\n\n\n\n<p class=\"has-text-align-center\">###<\/p>","protected":false},"excerpt":{"rendered":"<p>Legislation would shield patients\u2019 credit scores from medical debt WASHINGTON\u2014Congresswoman Katie Porter (D-CA) and Senator Jeff Merkley (D-OR) reintroduced bicameral legislation to protect patients from the long-term financial harms of high health care costs. Despite medical debt being an unreliable indicator of creditworthiness, it appears on the credit reports of tens of millions of American [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":17052,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[125,37],"class_list":["post-17875","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-releases","tag-accessible-health-care-for-all","tag-health-care"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Rep. Porter, Sen. 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