{"id":3779,"date":"2019-12-06T16:07:00","date_gmt":"2019-12-06T21:07:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/foster-merkley-lead-bicameral-investor-choice-act-2019\/"},"modified":"2023-07-24T11:07:13","modified_gmt":"2023-07-24T15:07:13","slug":"foster-merkley-lead-bicameral-investor-choice-act-2019","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/foster-merkley-lead-bicameral-investor-choice-act-2019\/","title":{"rendered":"Foster, Merkley Lead Bicameral Investor Choice Act"},"content":{"rendered":"<p><b>Washington DC - <\/b>Hoy, el representante estadounidense Bill Foster (D-IL) y el senador estadounidense Jeff Merkley presentaron la <i>Ley de elecci\u00f3n de inversores<\/i>, que prohibir\u00eda los acuerdos de arbitraje obligatorios (o \u201cforzados\u201d) previos a la disputa y prohibir\u00eda las prohibiciones de demandas colectivas en los contratos con clientes que los inversores a menudo deben celebrar para recibir servicios de corredores de bolsa o asesores de inversiones. <u5_p><\/u5_p><\/p>\n<p>El proyecto de ley est\u00e1 copatrocinado en la C\u00e1mara por los representantes Carolyn Maloney (D-NY), Sean Casten (D-IL), Gregory Meeks (D-NY), Stephen Lynch (D-MA), Jim McGovern (D-MA), y Jan Schakowsky (D-IL).<u5_p><\/u5_p><\/p>\n<p>En el Senado, la legislaci\u00f3n est\u00e1 copatrocinada por los senadores Dick Durbin (D-IL), Richard Blumenthal (D-CT), Elizabeth Warren (D-MA), Bob Men\u00e9ndez (D-NJ) y Sheldon Whitehouse (D-RI). ). <u5_p><\/u5_p><\/p>\n<p>Los contratos de arbitraje obligatorio previo a la disputa exigen que los inversores se sometan al arbitraje si han sido perjudicados, renunciando a su derecho a recurrir ante un tribunal o ante un jurado. Esto perjudica especialmente a los inversores que no tienen la capacidad de negociar contratos est\u00e1ndar de &quot;t\u00f3malo o d\u00e9jalo&quot;. Adem\u00e1s, las prohibiciones de demandas colectivas perjudican a los inversores al disuadir de demandas que pueden no ser econ\u00f3micamente viables para litigar individualmente, pero que abordan un da\u00f1o experimentado por muchos inversores. La Ley de Elecci\u00f3n de Inversores restablecer\u00eda estas protecciones legales para los inversores.&nbsp;<u5_p><\/u5_p><\/p>\n<blockquote>\n<p>&quot;No se debe obligar a las personas a renunciar a sus derechos legales porque eligen trabajar con un asesor financiero o un corredor de bolsa para planificar su jubilaci\u00f3n e invertir el dinero que tanto les cost\u00f3 ganar&quot;. <b>dicho<\/b> <b>Congresista Foster<\/b> \u201cEsta legislaci\u00f3n nivela las condiciones para los consumidores y les impide ser v\u00edctimas de un sistema ama\u00f1ado que les niega un recurso legal justo si son perjudicados. Estoy orgulloso de trabajar con el senador Merkley en esta importante legislaci\u00f3n para los consumidores estadounidenses\u201d.<u5_p><\/u5_p><\/p>\n<p>&quot;Todo consumidor merece una oportunidad justa de obtener justicia cuando se le ha agraviado&quot; <b>dijo el senador Jeff Merkley.<\/b> \u201cPero cuando un asesor o corredor de inversiones elige al juez, le paga y le promete negocios futuros, sabes que el sistema est\u00e1 manipulado en tu contra. Restablezcamos la justicia y aprobemos este proyecto de ley\u201d.<u5_p><\/u5_p><\/p>\n<p>&quot;Es fundamental contar con fuertes protecciones para los inversores tradicionales&quot;. <b>dijo el congresista Casten.<\/b> \u201cCuando intenta ahorrar para la educaci\u00f3n de su hijo o para su propia jubilaci\u00f3n, no debe verse obligado a renunciar a su derecho a solicitar un juicio con jurado cuando surge una disputa. Se debe empoderar a las familias trabajadoras para que ahorren para su futuro y se defiendan plenamente si se les hace da\u00f1o. Este proyecto de ley hace precisamente eso\u201d.<u5_p><\/u5_p><\/p>\n<p>&nbsp;\u201cEl arbitraje forzoso impide que las personas busquen justicia en los tribunales si son perjudicadas por un asesor financiero o un corredor de bolsa. Nuestro proyecto de ley restablece el derecho de una persona a procesos legales justos si ha sido v\u00edctima. Esta legislaci\u00f3n de sentido com\u00fan ayudar\u00e1 a fortalecer nuestros mercados de valores y proteger las inversiones realizadas por las familias trabajadoras\u201d. <b>Dijo el senador Durbin.<\/b><\/p>\n<p>\u201cObligar a los inversores, incluidas las familias que ahorran para la jubilaci\u00f3n, a renunciar a sus derechos de acudir a los tribunales si son enga\u00f1ados es s\u00f3lo una forma m\u00e1s de amontonar las cartas en contra de las familias trabajadoras y permitir que las grandes corporaciones escapen a la responsabilidad\u201d.&nbsp;<b>dijo el senador Warren<\/b>. &quot;Quiero deshacerme por completo de los acuerdos de arbitraje forzoso, pero podemos empezar aprobando la Ley de Elecci\u00f3n de los Inversores para que los inversores no se vean presionados a aceptarlos&quot;.<u5_p><\/u5_p><\/p>\n<p>&quot;Los estadounidenses no deber\u00edan tener que renunciar a sus derechos legales para poder planificar su futuro financiero&quot;, <b>dijo el senador Blumenthal.<\/b> <u5_p><\/u5_p><\/p>\n<\/blockquote>\n<p>Una copia del proyecto de ley de la C\u00e1mara est\u00e1 disponible. <a href=\"https:\/\/foster.house.gov\/sites\/foster.house.gov\/files\/FOSTER_066_xml.pdf\">aqu\u00ed.<\/a><\/p>\n<p>Una copia del proyecto de ley del Senado est\u00e1 disponible <a href=\"https:\/\/foster.house.gov\/sites\/foster.house.gov\/files\/EHF19A63.pdf\">aqu\u00ed.<\/a><\/p><\/p>","protected":false},"excerpt":{"rendered":"<p>Washington, DC &ndash; Today, U.S. Rep. Bill Foster (D-IL) and U.S. Sen. Jeff Merkley introduced the Investor Choice Act, which would prohibit pre-dispute mandatory (or &ldquo;forced&rdquo;) arbitration agreements and ban prohibitions on class action lawsuits&nbsp;in customer contracts that investors often must enter into in order to receive services from broker-dealers or investment advisers. The bill [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[47],"class_list":["post-3779","post","type-post","status-publish","format-standard","hentry","category-press-releases","tag-protecting-consumers-taxpayers-and-the-economy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Foster, Merkley Lead Bicameral Investor Choice Act - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/foster-merkley-lead-bicameral-investor-choice-act-2019\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Foster, Merkley Lead Bicameral Investor Choice Act - Merkley\" \/>\n<meta property=\"og:description\" content=\"Washington, DC &ndash; Today, U.S. Rep. Bill Foster (D-IL) and U.S. Sen. Jeff Merkley introduced the Investor Choice Act, which would prohibit pre-dispute mandatory (or &ldquo;forced&rdquo;) arbitration agreements and ban prohibitions on class action lawsuits&nbsp;in customer contracts that investors often must enter into in order to receive services from broker-dealers or investment advisers. 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