{"id":4255,"date":"2019-04-11T15:22:00","date_gmt":"2019-04-11T19:22:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/merkley-gardner-lead-senate-introduction-of-bipartisan-legislation-to-provide-access-to-banking-services-for-legal-cannabis-businesses-2019\/"},"modified":"2023-07-24T11:07:51","modified_gmt":"2023-07-24T15:07:51","slug":"merkley-gardner-lead-senate-introduction-of-bipartisan-legislation-to-provide-access-to-banking-services-for-legal-cannabis-businesses-2019","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/merkley-gardner-lead-senate-introduction-of-bipartisan-legislation-to-provide-access-to-banking-services-for-legal-cannabis-businesses-2019\/","title":{"rendered":"Merkley, Gardner lideran la introducci\u00f3n en el Senado de una legislaci\u00f3n bipartidista para brindar acceso a los servicios bancarios a las empresas legales de cannabis"},"content":{"rendered":"<p>WASHINGTON, DC \u2013 Hoy, el Senador de Oreg\u00f3n Jeff Merkley y el Senador Cory Gardner (R-CO) encabezaron un grupo bipartidista de Senadores, incluidos los Senadores Jacky Rosen (D-NV), Lisa Murkowski (R-AK), Michael Bennet (D-CO ), Dan Sullivan (R-AK), Kamala Harris (D-CA), Rand Paul (R-KY), Catherine Cortez-Masto (D-NV), Kevin Cramer (R-ND), Tammy Duckworth (D-IL ), Gary Peters (D-MI), Bob Men\u00e9ndez (D-NJ), Angus King (I-ME), Bernie Sanders (I-VT), Patty Murray (D-WA), Edward J. Markey (D-MA ), Patrick Leahy (D-VT), Brian Schatz (D-HI), Ron Wyden (D-OR), Elizabeth Warren (D-MA) y Mazie Hirono (D-HI) \u2013 para introducir legislaci\u00f3n que garantice que las empresas de cannabis pueden acceder a los servicios bancarios.<\/p>\n<p>El <i>Ley de Banca Segura y Justa (SAFE) de 2019<\/i> resolver\u00eda un problema log\u00edstico y de seguridad p\u00fablica clave en los estados que han legalizado el cannabis medicinal o recreativo.<\/p>\n<p>Actualmente, a las empresas de cannabis que operan bajo las leyes estatales que han legalizado el cannabis medicinal o recreativo se les ha negado en su mayor\u00eda el acceso al sistema bancario porque los bancos que les brindan servicios pueden ser procesados bajo la ley federal. Sin la capacidad de acceder a cuentas bancarias, aceptar tarjetas de cr\u00e9dito o emitir cheques, las empresas deben operar utilizando grandes cantidades de efectivo. Esto crea riesgos de seguridad para las empresas y las comunidades circundantes, y dificulta que los gobiernos locales y estatales recauden impuestos.<\/p>\n<blockquote>\n<p>\u201cObligar a las empresas legales a operar en efectivo es peligroso para nuestras comunidades\u201d, dijo Merkley. \u201cEs absurdo que los due\u00f1os de negocios de cannabis en Oreg\u00f3n tengan que transportar bolsas de gimnasia llenas de efectivo para pagar sus impuestos o pagar a sus empleados. Operar en efectivo es una invitaci\u00f3n al robo, al lavado de dinero y al crimen organizado. Este es un problema de seguridad p\u00fablica, y espero que este sea el Congreso cuando construyamos un consenso bipartidista para convertir en ley esta soluci\u00f3n de sentido com\u00fan\u201d.<\/p>\n<p>\u201cLas leyes de marihuana federales y estatales en conflicto dificultan que las empresas leg\u00edtimas utilicen los servicios financieros b\u00e1sicos a los que necesitan acceder y esta legislaci\u00f3n bipartidista les brinda el acceso que necesitan\u201d, dijo Gardner. \u201cTambi\u00e9n debemos tener en cuenta el riesgo para la seguridad p\u00fablica, ya que estas empresas se ven obligadas a llevar bolsas de dinero para pagar a sus empleados y el alquiler. Los negocios legales no deber\u00edan ser tratados as\u00ed, y me alegra que los republicanos y los dem\u00f3cratas est\u00e9n trabajando juntos para abordar este problema\u201d.<\/p>\n<\/blockquote>\n<p>El impulso bipartidista en ambas c\u00e1maras del Congreso est\u00e1 generando pol\u00edticas bancarias de cannabis de sentido com\u00fan. El mes pasado, el Comit\u00e9 de Servicios Financieros de la C\u00e1mara aprob\u00f3 una versi\u00f3n del <i>Ley de Banca Segura<\/i> por un voto bipartidista de 45 a 15. Y el martes de esta semana, el secretario del Tesoro, Steven Mnuchin, le dijo a un subcomit\u00e9 de la C\u00e1mara: \u201cEspero que esto sea algo con lo que este comit\u00e9 pueda trabajar de manera bipartidista, ya que hay personas en ambos lados del mundo\u201d. pasillo que comparten estas preocupaciones\u201d. Mnuchin se\u00f1al\u00f3 que el Servicio de Impuestos Internos (IRS, por sus siglas en ingl\u00e9s) ha tenido que construir &quot;salas de efectivo&quot; para acomodar los impuestos pagados por las empresas legales de cannabis.<\/p>\n<p>El <i>Ley de Banca Segura<\/i> evitar\u00eda que los reguladores bancarios federales:<\/p>\n<ul>\n<li>Prohibir, penalizar o disuadir a un banco de proporcionar servicios financieros a un negocio de cannabis leg\u00edtimo sancionado y regulado por el estado, o a un negocio asociado (como un abogado o propietario que presta servicios a un negocio de cannabis legal);<\/li>\n<li>Terminar o limitar el seguro de dep\u00f3sito federal de un banco \u00fanicamente porque el banco est\u00e1 brindando servicios a un negocio de cannabis autorizado por el estado o negocio asociado;<\/li>\n<li>Recomendar o incentivar a un banco para que suspenda o rebaje la prestaci\u00f3n de cualquier tipo de servicios bancarios a estas empresas; o<\/li>\n<li>Tomar cualquier acci\u00f3n sobre un pr\u00e9stamo a un propietario u operador de un negocio relacionado con el cannabis.<\/li>\n<\/ul>\n<p>El proyecto de ley tambi\u00e9n crea un puerto seguro contra el enjuiciamiento penal y la responsabilidad y el decomiso de activos para los bancos y sus funcionarios y empleados que brindan servicios financieros a negocios de cannabis leg\u00edtimos y sancionados por el estado, al tiempo que mantiene el derecho de los bancos a optar por no ofrecer esos servicios.<\/p>\n<p>El proyecto de ley requerir\u00eda que los bancos cumplan con la gu\u00eda actual de la Red de Ejecuci\u00f3n de Delitos Financieros (FinCEN), mientras que al mismo tiempo permitir\u00eda que la gu\u00eda de FinCEN se simplifique con el tiempo a medida que los estados y el gobierno federal se adaptan a las pol\u00edticas legalizadas de cannabis medicinal y recreativo.<\/p>\n<p>La Ley Bancaria SAFE cuenta con el apoyo de la Asociaci\u00f3n Estadounidense de Banqueros (ABA), la Asociaci\u00f3n Nacional de Cooperativas de Cr\u00e9dito (CUNA), los Banqueros Comunitarios Independientes de Am\u00e9rica (ICBA), la Asociaci\u00f3n de Acci\u00f3n para el Cumplimiento de la Ley (LEAP), la Asociaci\u00f3n de Transacciones Electr\u00f3nicas (ETA), la La Asociaci\u00f3n Nacional de la Industria del Cannabis (NCIA), la Coalici\u00f3n de Bancos de Tama\u00f1o Medio de Am\u00e9rica (MBCA), la Mesa Redonda de Bienes Ra\u00edces y varias asociaciones comerciales de EE. Asociaci\u00f3n de Reaseguros de Am\u00e9rica (RAA), entre otros.<\/p>","protected":false},"excerpt":{"rendered":"<p>WASHINGTON, D.C. &ndash; Today, Oregon&rsquo;s Senator Jeff Merkley and Senator Cory Gardner (R-CO) led a bipartisan group of Senators &ndash; including Senators Jacky Rosen (D-NV), Lisa Murkowski (R-AK), Michael Bennet (D-CO), Dan Sullivan (R-AK), Kamala Harris (D-CA), Rand Paul (R-KY), Catherine Cortez-Masto (D-NV), Kevin Cramer (R-ND), Tammy Duckworth (D-IL), Gary Peters (D-MI), Bob Menendez (D-NJ), [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[44],"class_list":["post-4255","post","type-post","status-publish","format-standard","hentry","category-press-releases","tag-jobs-and-the-economy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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