WASHINGTON, DC \u2013 El senador de Oreg\u00f3n, Jeff Merkley, emiti\u00f3 la siguiente declaraci\u00f3n despu\u00e9s de que la Oficina de Protecci\u00f3n Financiera del Consumidor (CFPB), bajo el liderazgo de una persona designada por Trump, anunciara nuevas reglas que eliminan las protecciones contra los prestamistas de d\u00eda de pago abusivos:<\/p>\n
\n\u201cTodos los d\u00edas, la Administraci\u00f3n Trump da prioridad a los privilegiados y poderosos sobre los trabajadores estadounidenses, pero ayudar deliberadamente a los usureros a canibalizar los bolsillos de las familias vulnerables es un golpe bajo incluso para ellos. Llam\u00e9moslo por lo que es: un plan de protecci\u00f3n contra depredadores de d\u00eda de pago. Los prestamistas de d\u00eda de pago se aprovechan de las familias con problemas de liquidez durante sus momentos m\u00e1s dif\u00edciles, a menudo emitiendo pr\u00e9stamos con tasas de inter\u00e9s anuales de hasta 500% y arrastrando a las familias a un ineludible v\u00f3rtice de deuda.<\/p>\n
\u201cLa propia investigaci\u00f3n del CFPB que condujo a estas reglas concluy\u00f3 que estos pr\u00e9stamos predatorios son 'trampas de deuda'; que cuatro de cada cinco pr\u00e9stamos de d\u00eda de pago se renuevan o renuevan porque el beneficiario no puede pagar el pr\u00e9stamo; y que la mayor\u00eda de los pr\u00e9stamos se conceden a prestatarios que tienen que renovar tantas veces que sus comisiones acaban superando el importe original del pr\u00e9stamo.<\/p>\n
\u201cLa regla que la acci\u00f3n de hoy destruy\u00f3 ten\u00eda una premisa simple: que los prestamistas no deber\u00edan otorgar pr\u00e9stamos que saben que sus prestatarios no pueden pagar. No hay raz\u00f3n para defender la capacidad de los prestamistas de d\u00eda de pago para otorgar pr\u00e9stamos que son, por definici\u00f3n, inasequibles, a menos que su objetivo sea apuntalar una industria predatoria a expensas de los consumidores. Este plan de protecci\u00f3n de depredadores de d\u00eda de pago es un gran error y una se\u00f1al muy clara de d\u00f3nde est\u00e1 del lado de la Administraci\u00f3n Trump cuando se trata de familias trabajadoras\u201d.<\/p>\n<\/blockquote>\n
Merkley ha sido un firme defensor de poner fin a los pr\u00e9stamos abusivos desde su \u00e9poca en la legislatura de Oreg\u00f3n. Como presidente de la C\u00e1mara de Representantes de Oreg\u00f3n, lider\u00f3 la exitosa lucha para limitar los intereses y tarifas exorbitantes de los pr\u00e9stamos de d\u00eda de pago en Oreg\u00f3n. En el Senado, redact\u00f3 disposiciones de la ley de reforma de Wall Street para poner fin a los pr\u00e9stamos hipotecarios predatorios y ha sido un l\u00edder en la lucha para poner fin al comportamiento predatorio en los pr\u00e9stamos en l\u00ednea<\/a> y para instituir un l\u00edmite nacional<\/a> sobre intereses y comisiones de pr\u00e9stamos de d\u00eda de pago.<\/p>","protected":false},"excerpt":{"rendered":"
WASHINGTON, D.C. – Oregon’s Senator Jeff Merkley released the following statement after the Consumer Financial Protection Bureau (CFPB), under the leadership of a Trump appointee, announced new rules gutting protections against predatory payday lenders: “Every day the Trump Administration prioritizes the privileged and powerful over working Americans, but deliberately helping loan sharks to cannibalize the […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[47],"class_list":["post-4331","post","type-post","status-publish","format-standard","hentry","category-press-releases","tag-protecting-consumers-taxpayers-and-the-economy"],"acf":[],"yoast_head":"\n
Merkley Denounces New Payday Predator Protection Plan - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/merkley-denounces-new-payday-predator-protection-plan\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Merkley Denounces New Payday Predator Protection Plan - Merkley\" \/>\n<meta property=\"og:description\" content=\"WASHINGTON, D.C. – Oregon’s Senator Jeff Merkley released the following statement after the Consumer Financial Protection Bureau (CFPB), under the leadership of a Trump appointee, announced new rules gutting protections against predatory payday lenders: “Every day the Trump Administration prioritizes the privileged and powerful over working Americans, but deliberately helping loan sharks to cannibalize the […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.merkley.senate.gov\/es\/merkley-denounces-new-payday-predator-protection-plan\/\" \/>\n<meta property=\"og:site_name\" content=\"Merkley\" \/>\n<meta property=\"article:published_time\" content=\"2019-02-06T22:55:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-24T15:07:57+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-denounces-new-payday-predator-protection-plan\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-denounces-new-payday-predator-protection-plan\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Merkley Denounces New Payday Predator Protection Plan\",\"datePublished\":\"2019-02-06T22:55:00+00:00\",\"dateModified\":\"2023-07-24T15:07:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-denounces-new-payday-predator-protection-plan\/\"},\"wordCount\":365,\"keywords\":[\"Protecting Consumers, Taxpayers, and the Economy\"],\"articleSection\":[\"Press Releases\"],\"inLanguage\":\"es-MX\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-denounces-new-payday-predator-protection-plan\/\",\"url\":\"https:\/\/www.merkley.senate.gov\/merkley-denounces-new-payday-predator-protection-plan\/\",\"name\":\"Merkley Denounces New Payday Predator Protection Plan - 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