{"id":4524,"date":"2018-07-18T11:22:00","date_gmt":"2018-07-18T15:22:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/"},"modified":"2023-07-24T11:08:13","modified_gmt":"2023-07-24T15:08:13","slug":"merkley-presses-cfpb-nominee-on-predatory-payday-loans","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/","title":{"rendered":"Merkley presiona al nominado de CFPB sobre pr\u00e9stamos de d\u00eda de pago abusivos"},"content":{"rendered":"<p align=\"center\" style=\"text-align: left;\">WASHINGTON, D.C. &ndash; With the confirmation hearing approaching for President Trump&rsquo;s nominee to lead the Consumer Financial Protection Bureau (CFPB), Oregon&rsquo;s Senator Jeff Merkley today pressed Trump&rsquo;s pick, Kathy Kraninger, about the agency&rsquo;s ongoing efforts to roll back a rule that protects consumers from predatory payday loans.<\/p>\n<p>In June, under Trump administration leadership, the agency took the highly unusual step of joining a private industry lawsuit seeking to delay and undermine its own rule.<\/p>\n<blockquote>\n<p style=\"padding-left: 30px;\">&ldquo;The CFPB taking the unprecedented step of joining with payday lenders to sue itself and prevent the implementation of a rule that would help thousands of hardworking families is, frankly, dismaying,&rdquo; wrote Merkley in a letter to Kraninger. &ldquo;The clear intent of the Dodd-Frank Wall Street Reform and Consumer Protection Act when it enacted the CFPB was to be a voice for consumers, not payday special interests.&rdquo;<\/p>\n<\/blockquote>\n<p>Merkley asked Kraninger to answer the following questions to inform Senators of her position on the payday rule while her nomination is being considered:<\/p>\n<ol>\n<li>Do you think it was appropriate for the current leadership of the CFPB to join payday lenders in a lawsuit against the agency?<\/li>\n<li>Will you commit to never joining regulated entities in a lawsuit against the CFPB?<\/li>\n<li>If confirmed, what are your intentions for the CFPB&rsquo;s Payday Rule going forward?<\/li>\n<li>If confirmed, do you hope to eliminate the Payday Rule as currently finalized, yes or no?<\/li>\n<li>If confirmed, would you plan to fully implement the Payday Rule, as finalized?<\/li>\n<\/ol>\n<p style=\"padding-left: 30px;\">&ldquo;Joining a lawsuit with the payday lending industry, an industry the Bureau is charged with regulating, is a betrayal to consumers and taxpayers,&rdquo; Merkley wrote. &ldquo;As the U.S. Senate is in the process of considering your nomination, please respond to these brief but direct questions regarding a critical and long-overdue rule needed to protect consumers in a timely fashion,&rdquo; he concluded.<\/p>\n<p>&nbsp;<\/p>\n<p>El texto completo de la carta sigue a continuaci\u00f3n.<\/p>","protected":false},"excerpt":{"rendered":"<p>WASHINGTON, D.C. &ndash; With the confirmation hearing approaching for President Trump&rsquo;s nominee to lead the Consumer Financial Protection Bureau (CFPB), Oregon&rsquo;s Senator Jeff Merkley today pressed Trump&rsquo;s pick, Kathy Kraninger, about the agency&rsquo;s ongoing efforts to roll back a rule that protects consumers from predatory payday loans. In June, under Trump administration leadership, the agency [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[47],"class_list":["post-4524","post","type-post","status-publish","format-standard","hentry","category-press-releases","tag-protecting-consumers-taxpayers-and-the-economy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Merkley Presses CFPB Nominee on Predatory Payday Loans - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Merkley Presses CFPB Nominee on Predatory Payday Loans - Merkley\" \/>\n<meta property=\"og:description\" content=\"WASHINGTON, D.C. &ndash; With the confirmation hearing approaching for President Trump&rsquo;s nominee to lead the Consumer Financial Protection Bureau (CFPB), Oregon&rsquo;s Senator Jeff Merkley today pressed Trump&rsquo;s pick, Kathy Kraninger, about the agency&rsquo;s ongoing efforts to roll back a rule that protects consumers from predatory payday loans. In June, under Trump administration leadership, the agency [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.merkley.senate.gov\/es\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Merkley\" \/>\n<meta property=\"article:published_time\" content=\"2018-07-18T15:22:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-24T15:08:13+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Merkley Presses CFPB Nominee on Predatory Payday Loans\",\"datePublished\":\"2018-07-18T15:22:00+00:00\",\"dateModified\":\"2023-07-24T15:08:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/\"},\"wordCount\":342,\"keywords\":[\"Protecting Consumers, Taxpayers, and the Economy\"],\"articleSection\":[\"Press Releases\"],\"inLanguage\":\"es-MX\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/\",\"url\":\"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/\",\"name\":\"Merkley Presses CFPB Nominee on Predatory Payday Loans - Merkley\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/#website\"},\"datePublished\":\"2018-07-18T15:22:00+00:00\",\"dateModified\":\"2023-07-24T15:08:13+00:00\",\"author\":{\"@id\":\"\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/#breadcrumb\"},\"inLanguage\":\"es-MX\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.merkley.senate.gov\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Merkley Presses CFPB Nominee on Predatory Payday Loans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.merkley.senate.gov\/#website\",\"url\":\"https:\/\/www.merkley.senate.gov\/\",\"name\":\"Merkley\",\"description\":\"Merkley\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.merkley.senate.gov\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-MX\"},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\/\/www.merkley.senate.gov\/es\/author\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Merkley Presses CFPB Nominee on Predatory Payday Loans - Merkley","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.merkley.senate.gov\/es\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/","og_locale":"es_MX","og_type":"article","og_title":"Merkley Presses CFPB Nominee on Predatory Payday Loans - Merkley","og_description":"WASHINGTON, D.C. &ndash; With the confirmation hearing approaching for President Trump&rsquo;s nominee to lead the Consumer Financial Protection Bureau (CFPB), Oregon&rsquo;s Senator Jeff Merkley today pressed Trump&rsquo;s pick, Kathy Kraninger, about the agency&rsquo;s ongoing efforts to roll back a rule that protects consumers from predatory payday loans. In June, under Trump administration leadership, the agency [&hellip;]","og_url":"https:\/\/www.merkley.senate.gov\/es\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/","og_site_name":"Merkley","article_published_time":"2018-07-18T15:22:00+00:00","article_modified_time":"2023-07-24T15:08:13+00:00","twitter_card":"summary_large_image","twitter_misc":{"Written by":"","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/#article","isPartOf":{"@id":"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/"},"author":{"name":"","@id":""},"headline":"Merkley Presses CFPB Nominee on Predatory Payday Loans","datePublished":"2018-07-18T15:22:00+00:00","dateModified":"2023-07-24T15:08:13+00:00","mainEntityOfPage":{"@id":"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/"},"wordCount":342,"keywords":["Protecting Consumers, Taxpayers, and the Economy"],"articleSection":["Press Releases"],"inLanguage":"es-MX"},{"@type":"WebPage","@id":"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/","url":"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/","name":"Merkley Presses CFPB Nominee on Predatory Payday Loans - Merkley","isPartOf":{"@id":"https:\/\/www.merkley.senate.gov\/#website"},"datePublished":"2018-07-18T15:22:00+00:00","dateModified":"2023-07-24T15:08:13+00:00","author":{"@id":""},"breadcrumb":{"@id":"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/#breadcrumb"},"inLanguage":"es-MX","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.merkley.senate.gov\/merkley-presses-cfpb-nominee-on-predatory-payday-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.merkley.senate.gov\/"},{"@type":"ListItem","position":2,"name":"Merkley Presses CFPB Nominee on Predatory Payday Loans"}]},{"@type":"WebSite","@id":"https:\/\/www.merkley.senate.gov\/#website","url":"https:\/\/www.merkley.senate.gov\/","name":"merkley","description":"merkley","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.merkley.senate.gov\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-MX"},{"@type":"Person","@id":"","url":"https:\/\/www.merkley.senate.gov\/es\/author\/"}]}},"_links":{"self":[{"href":"https:\/\/www.merkley.senate.gov\/es\/wp-json\/wp\/v2\/posts\/4524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.merkley.senate.gov\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.merkley.senate.gov\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.merkley.senate.gov\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.merkley.senate.gov\/es\/wp-json\/wp\/v2\/comments?post=4524"}],"version-history":[{"count":1,"href":"https:\/\/www.merkley.senate.gov\/es\/wp-json\/wp\/v2\/posts\/4524\/revisions"}],"predecessor-version":[{"id":13900,"href":"https:\/\/www.merkley.senate.gov\/es\/wp-json\/wp\/v2\/posts\/4524\/revisions\/13900"}],"wp:attachment":[{"href":"https:\/\/www.merkley.senate.gov\/es\/wp-json\/wp\/v2\/media?parent=4524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.merkley.senate.gov\/es\/wp-json\/wp\/v2\/categories?post=4524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.merkley.senate.gov\/es\/wp-json\/wp\/v2\/tags?post=4524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}