{"id":5578,"date":"2016-04-07T13:52:00","date_gmt":"2016-04-07T17:52:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/dem-bill-cracks-down-on-payday-lenders\/"},"modified":"2023-07-24T11:09:39","modified_gmt":"2023-07-24T15:09:39","slug":"dem-bill-cracks-down-on-payday-lenders","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/dem-bill-cracks-down-on-payday-lenders\/","title":{"rendered":"El proyecto de ley de Dem toma medidas en\u00e9rgicas contra los prestamistas de d\u00eda de pago"},"content":{"rendered":"<p class=\"p1\">Los dem\u00f3cratas del Senado buscan tomar medidas en\u00e9rgicas contra los prestamistas de d\u00eda de pago.<\/p>\n<p class=\"p1\">La Ley para Detener el Abuso y el Fraude en los Pr\u00e9stamos Electr\u00f3nicos (SAFE) presentada el jueves por el Sen.<span class=\"rollover-people\"><a class=\"rollover-people-link\" data-nid=\"188283\" href=\"http:\/\/thehill.com\/people\/jeff-merkley\">jeff merkley<\/a><\/span>&nbsp;(D-Ore.) dar\u00eda un golpe a los prestamistas de d\u00eda de pago que, seg\u00fan los cr\u00edticos, cobran tasas de inter\u00e9s y tarifas peligrosamente altas en pr\u00e9stamos a corto plazo.<\/p>\n<p class=\"p1\">La Ley SAFE impedir\u00eda que los prestamistas de d\u00eda de pago retiren dinero de las cuentas bancarias de los prestatarios sin su permiso a trav\u00e9s de lo que se conoce como &quot;cheque remoto&quot;. Tambi\u00e9n apunta a una serie de tarifas cobradas por los prestamistas de d\u00eda de pago.<\/p>\n<p class=\"p1\">\u201cEstos pr\u00e9stamos de d\u00eda de pago empujan a las familias a un v\u00f3rtice de deuda\u201d, dijo Merkley a los periodistas.<\/p>\n<p class=\"p1\">\u201cUna vez que tienen el n\u00famero de cuenta corriente, pueden acceder con los cheques que generan y sacar dinero de la cuenta corriente de un consumidor a voluntad\u201d, dijo.&nbsp;<\/p>\n<p class=\"p1\">\u201cEst\u00e1 en l\u00ednea, y es muy dif\u00edcil rastrear a estas personas y responsabilizarlas\u201d, agreg\u00f3.<\/p>\n<p class=\"p1\">La legislaci\u00f3n tambi\u00e9n se enfoca en las tarjetas prepagas que muchos prestamistas de d\u00eda de pago usan para entregar el dinero a los prestatarios. Muchas veces, estas tarjetas prepagas vienen con tarifas para consultar el saldo o incluso usar la tarjeta, dijo Merkley.<\/p>\n<p class=\"p1\">El proyecto de ley de Merkley prohibir\u00eda espec\u00edficamente los cargos por sobregiro en estas tarjetas y alentar\u00eda a los reguladores federales a tomar medidas en\u00e9rgicas contra algunos de los otros cargos.<\/p>\n<p class=\"p1\">La legislaci\u00f3n tiene 10 copatrocinadores, incluidos Sens.&nbsp;<span class=\"rollover-people\"><a class=\"rollover-people-link\" data-nid=\"188182\" href=\"http:\/\/thehill.com\/people\/tom-udall\">tom udall<\/a><\/span>&nbsp;(DN.M.),&nbsp;<span class=\"rollover-people\"><a class=\"rollover-people-link\" data-nid=\"188217\" href=\"http:\/\/thehill.com\/people\/bernie-sanders\">lijadoras de bernie<\/a><\/span>&nbsp;(I-Vt.),<span class=\"rollover-people\"><a class=\"rollover-people-link\" data-nid=\"188291\" href=\"http:\/\/thehill.com\/people\/patty-murray\">paty murray<\/a><\/span>&nbsp;(D-Lavado),&nbsp;<span class=\"rollover-people\"><a class=\"rollover-people-link\" data-nid=\"188240\" href=\"http:\/\/thehill.com\/people\/dick-durbin\">dick durbin<\/a><\/span>&nbsp;(Eneldo.),&nbsp;<span class=\"rollover-people\"><a class=\"rollover-people-link\" data-nid=\"188206\" href=\"http:\/\/thehill.com\/people\/richard-blumenthal\">Richard Blumenthal<\/a><\/span>&nbsp;(D-Conn.),&nbsp;<span class=\"rollover-people\"><a class=\"rollover-people-link\" data-nid=\"188179\" href=\"http:\/\/thehill.com\/people\/elizabeth-warren\">elizabeth warren<\/a><\/span>&nbsp;(D-Massachusetts),&nbsp;<span class=\"rollover-people\"><a class=\"rollover-people-link\" data-nid=\"188201\" href=\"http:\/\/thehill.com\/people\/tammy-baldwin\">tammy baldwin<\/a><\/span>&nbsp;(D-Wisconsin), Edward J. Markey (D-Massachusetts),&nbsp;<span class=\"rollover-people\"><a class=\"rollover-people-link\" data-nid=\"188175\" href=\"http:\/\/thehill.com\/people\/ron-wyden\">Ron Wyden<\/a><\/span>&nbsp;(D-Ore.) y Cory Booker (DN.J.).<\/p>\n<p class=\"p1\">Pero es poco probable que la legislaci\u00f3n se apruebe en un Congreso controlado por los republicanos, donde muchos republicanos argumentan que los pr\u00e9stamos de d\u00eda de pago brindan a los prestatarios de bajos ingresos que no pueden obtener pr\u00e9stamos en otros lugares el efectivo que tanto necesitan para pagar sus cuentas.<\/p>","protected":false},"excerpt":{"rendered":"<p>Senate Democrats are looking to crack down on payday lenders. The Stopping Abuse and Fraud in Electronic (SAFE) Lending Act introduced Thursday by Sen.Jeff Merkley&nbsp;(D-Ore.) would deliver a blow to payday lenders that critics say charge dangerously high interest rates and fees on short-term loans. The SAFE Act would block payday lenders from taking money [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[26],"tags":[],"class_list":["post-5578","post","type-post","status-publish","format-standard","hentry","category-in-the-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dem bill cracks down on payday lenders - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/dem-bill-cracks-down-on-payday-lenders\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dem bill cracks down on payday lenders - Merkley\" \/>\n<meta property=\"og:description\" content=\"Senate Democrats are looking to crack down on payday lenders. The Stopping Abuse and Fraud in Electronic (SAFE) Lending Act introduced Thursday by Sen.Jeff Merkley&nbsp;(D-Ore.) would deliver a blow to payday lenders that critics say charge dangerously high interest rates and fees on short-term loans. The SAFE Act would block payday lenders from taking money [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.merkley.senate.gov\/es\/dem-bill-cracks-down-on-payday-lenders\/\" \/>\n<meta property=\"og:site_name\" content=\"Merkley\" \/>\n<meta property=\"article:published_time\" content=\"2016-04-07T17:52:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-24T15:09:39+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.merkley.senate.gov\/dem-bill-cracks-down-on-payday-lenders\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/dem-bill-cracks-down-on-payday-lenders\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Dem bill cracks down on payday lenders\",\"datePublished\":\"2016-04-07T17:52:00+00:00\",\"dateModified\":\"2023-07-24T15:09:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/dem-bill-cracks-down-on-payday-lenders\/\"},\"wordCount\":319,\"articleSection\":[\"In the News\"],\"inLanguage\":\"es-MX\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.merkley.senate.gov\/dem-bill-cracks-down-on-payday-lenders\/\",\"url\":\"https:\/\/www.merkley.senate.gov\/dem-bill-cracks-down-on-payday-lenders\/\",\"name\":\"Dem bill cracks down on payday lenders - Merkley\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/#website\"},\"datePublished\":\"2016-04-07T17:52:00+00:00\",\"dateModified\":\"2023-07-24T15:09:39+00:00\",\"author\":{\"@id\":\"\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/dem-bill-cracks-down-on-payday-lenders\/#breadcrumb\"},\"inLanguage\":\"es-MX\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.merkley.senate.gov\/dem-bill-cracks-down-on-payday-lenders\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.merkley.senate.gov\/dem-bill-cracks-down-on-payday-lenders\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.merkley.senate.gov\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Dem bill cracks down on payday lenders\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.merkley.senate.gov\/#website\",\"url\":\"https:\/\/www.merkley.senate.gov\/\",\"name\":\"Merkley\",\"description\":\"Merkley\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.merkley.senate.gov\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-MX\"},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\/\/www.merkley.senate.gov\/es\/author\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Dem bill cracks down on payday lenders - Merkley","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.merkley.senate.gov\/es\/dem-bill-cracks-down-on-payday-lenders\/","og_locale":"es_MX","og_type":"article","og_title":"Dem bill cracks down on payday lenders - Merkley","og_description":"Senate Democrats are looking to crack down on payday lenders. The Stopping Abuse and Fraud in Electronic (SAFE) Lending Act introduced Thursday by Sen.Jeff Merkley&nbsp;(D-Ore.) would deliver a blow to payday lenders that critics say charge dangerously high interest rates and fees on short-term loans. 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