{"id":5778,"date":"2015-08-06T16:24:00","date_gmt":"2015-08-06T20:24:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/senator-to-students-pay-back-what-you-can-afford\/"},"modified":"2023-07-24T11:09:56","modified_gmt":"2023-07-24T15:09:56","slug":"senator-to-students-pay-back-what-you-can-afford","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/senator-to-students-pay-back-what-you-can-afford\/","title":{"rendered":"Senador a los estudiantes: Pague lo que pueda pagar"},"content":{"rendered":"<p>Con el creciente costo de la educaci\u00f3n superior y la abrumadora deuda de pr\u00e9stamos estudiantiles en los titulares, el senador estadounidense Jeff Merkley quiere hacer permanente un programa que vincula los pagos de pr\u00e9stamos estudiantiles a s\u00f3lo el 10 por ciento de sus ingresos discrecionales. Despu\u00e9s de 20 a\u00f1os, cualquier deuda restante ser\u00eda condonada.<\/p>\n<p>Merkley (D-Oregon) present\u00f3 el acceso a opciones financieras justas para pagar la deuda&nbsp;<a href=\"http:\/\/www.merkley.senate.gov\/es\/imo\/media\/doc\/15.08.04%20AFFORD%20Act%20.pdf\/\" title=\"La opci\u00f3n de la Ley AFFORD del senador Merkley vincular\u00eda el pago de la deuda al 10 por ciento de los ingresos, noticias locales, noticias locales de Portland, alertas de noticias de \u00faltima hora para la ciudad de Portland. \">Ley (AFFORD)<\/a>&nbsp;en el Senado el mi\u00e9rcoles 5 de agosto en Washington, DC. Est\u00e1 inspirado en un programa de la administraci\u00f3n Obama.&nbsp;<a href=\"http:\/\/www.washingtonpost.com\/news\/get-there\/wp\/2015\/07\/10\/the-obama-administrations-plan-to-lower-the-student-debt-payments-of-millions-more-americans\/\" title=\"La opci\u00f3n de la Ley AFFORD del senador Merkley vincular\u00eda el pago de la deuda al 10 por ciento de los ingresos, noticias locales, noticias locales de Portland, alertas de noticias de \u00faltima hora para la ciudad de Portland. \">que fue ampliado<\/a>&nbsp;a comienzos de junio. Todos los estudiantes, no s\u00f3lo aquellos que luchan con el pago de sus deudas, ahora son elegibles para el programa Pay As You Earn (PAYE).<\/p>\n<p>Una portavoz del senador explic\u00f3 que un arreglo legislativo durar\u00eda m\u00e1s all\u00e1 de la actual administraci\u00f3n presidencial. Martina McLennan tambi\u00e9n dijo que el proyecto de ley del senador se centra en educar a las familias sobre esta opci\u00f3n desde el principio.<\/p>\n<p>&quot;Una de las ideas clave detr\u00e1s de este proyecto de ley es eliminar el miedo que tienen los estudiantes de ir a la universidad cuando no est\u00e1n seguros de poder pagar la deuda que contraen&quot;, dijo McLennan.<\/p>\n<p>La Ley AFFORD simplificar\u00eda la gama de planes de pago basados en los ingresos actualmente disponibles con dos opciones: un plan de pago fijo (el mismo pago cada mes) o un acuerdo para pagar el 10 por ciento de los ingresos discrecionales cada mes hasta que se cancele el pr\u00e9stamo o hasta que se cumplan los 20 a\u00f1os. (El ingreso discrecional se define en el proyecto de ley como cualquier ingreso superior al 150 por ciento de la l\u00ednea de pobreza). Despu\u00e9s de eso, a trav\u00e9s de un proyecto de ley conjunto, el senador tambi\u00e9n present\u00f3 el 5 de agosto la Ley de Condonaci\u00f3n de Deuda de Pago Basado en Ingresos, el resto del pr\u00e9stamo federal. ser\u00eda perdonado.<\/p>\n<p>&quot;Todav\u00eda vivo en el vecindario obrero en el que crec\u00ed, y todo el tiempo escucho a padres que temen que enviar a sus hijos a la universidad los deje atrapados entre grandes pagos de deudas y peque\u00f1os cheques de pago al graduarse&quot;, dijo Merkley, quien se gradu\u00f3. de la escuela secundaria David Douglas en el este de Portland, en un comunicado de prensa. &quot;Necesitamos eliminar ese miedo de la ecuaci\u00f3n y garantizar que todos los estudiantes puedan asistir a la universidad con la confianza de que podr\u00e1n afrontar los pagos de sus pr\u00e9stamos estudiantiles&quot;.<\/p>\n<p>La Ley AFFORD tambi\u00e9n limitar\u00eda el inter\u00e9s vitalicio que el pr\u00e9stamo puede acumular al 50 por ciento de su saldo original.<\/p>\n<p>El proyecto de ley pasa ahora al Comit\u00e9 Senatorial de Salud, Educaci\u00f3n, Trabajo y Pensiones. El otro senador de Oreg\u00f3n, el dem\u00f3crata Ron Wyden, tambi\u00e9n se ha sumado, pero puede enfrentar una oposici\u00f3n significativa en el Congreso controlado por los republicanos.<\/p>\n<p>&quot;El senador Merkley trabajar\u00e1 arduamente para generar apoyo en todo el Congreso para hacer avanzar esta idea y garantizar que todos los estudiantes puedan asistir a la universidad sin temor a una deuda inasequible&quot;, dijo McLennan en un correo electr\u00f3nico.<\/p>","protected":false},"excerpt":{"rendered":"<p>With the rising cost of higher education and crushing student loan debt in the headlines, U.S. Senator Jeff Merkley wants to make permanent a program that ties student loan payments to just 10 percent of their discretionary income. After 20 years, any remaining debt would be forgiven. Merkley (D-Oregon) introduced the Access to Fair Financial [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[26],"tags":[40],"class_list":["post-5778","post","type-post","status-publish","format-standard","hentry","category-in-the-news","tag-education"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Senator to students: Pay back what you can afford - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/senator-to-students-pay-back-what-you-can-afford\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Senator to students: Pay back what you can afford - Merkley\" \/>\n<meta property=\"og:description\" content=\"With the rising cost of higher education and crushing student loan debt in the headlines, U.S. Senator Jeff Merkley wants to make permanent a program that ties student loan payments to just 10 percent of their discretionary income. After 20 years, any remaining debt would be forgiven. 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