{"id":6056,"date":"2014-06-09T14:50:00","date_gmt":"2014-06-09T18:50:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/merkley-welcomes-expansion-of-income-based-student-loan-repayment-options\/"},"modified":"2023-07-24T11:10:20","modified_gmt":"2023-07-24T15:10:20","slug":"merkley-welcomes-expansion-of-income-based-student-loan-repayment-options","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/merkley-welcomes-expansion-of-income-based-student-loan-repayment-options\/","title":{"rendered":"Merkley da la bienvenida a la expansi\u00f3n de las opciones de pago de pr\u00e9stamos estudiantiles basadas en los ingresos"},"content":{"rendered":"

WASHINGTON \u2013 El senador de Oreg\u00f3n, Jeff Merkley, acogi\u00f3 con agrado el anuncio de la Casa Blanca hoy de que la administraci\u00f3n ampliar\u00e1 las opciones de pago basadas en los ingresos para los pr\u00e9stamos estudiantiles federales, haciendo que la educaci\u00f3n superior sea m\u00e1s asequible para hasta 5 millones de estadounidenses.<\/p>\n

El nuevo plan ampliar\u00e1 una ley de 2010 que permite a los estudiantes con pr\u00e9stamos estudiantiles federales limitar los pagos de sus pr\u00e9stamos al 10 por ciento de sus ingresos, condonando cualquier saldo restante despu\u00e9s de 20 a\u00f1os, o 10 a\u00f1os para aquellos en empleos de servicio p\u00fablico. Esta opci\u00f3n Pay As You Earn (PAYE) ha estado disponible para la mayor\u00eda de los estudiantes en los \u00faltimos a\u00f1os, pero no para aquellos que pidieron prestado antes de que la nueva ley entrara en vigor. La acci\u00f3n de hoy extender\u00e1 PAYE a los estadounidenses que solicitaron pr\u00e9stamos antes de octubre de 2007 o que no han solicitado pr\u00e9stamos desde octubre de 2011.<\/p>\n

\n

"No podemos darnos el lujo de que la educaci\u00f3n superior se convierta en un lujo fuera del alcance de la clase media", dijo Merkley. \u201cComo el primero en mi familia en ir a la universidad, s\u00e9 muy bien cu\u00e1n desalentador puede ser el costo de la universidad para los estudiantes de familias trabajadoras. Y con el costo de la universidad por las nubes, es m\u00e1s importante que nunca centrarse en hacer que la universidad sea asequible para la clase media. Este es un excelente primer paso para reducir la carga de los pr\u00e9stamos estudiantiles para millones de personas, y seguir\u00e9 presionando en todos los frentes para que la universidad sea m\u00e1s asequible\u201d.<\/p>\n<\/blockquote>\n

La administraci\u00f3n tambi\u00e9n anunci\u00f3 hoy nuevas acciones para garantizar que m\u00e1s graduados conozcan las opciones de pago basadas en los ingresos para las cuales pueden ser elegibles.<\/p>\n

Merkley ha sido el principal defensor en DC de nuevas estrategias audaces basadas en los ingresos para afrontar la deuda de pr\u00e9stamos estudiantiles. Ha introducido la Ley de Asequibilidad Universitaria Garantizada \u201cPay It Forward\u201d, que permitir\u00eda a los estudiantes la opci\u00f3n de Reemplace los pr\u00e9stamos Stafford tradicionales con una subvenci\u00f3n de "pago anticipado"<\/a> a cambio de la promesa de pagar un porcentaje bajo y fijo de sus ingresos a un fondo para financiar la universidad de la pr\u00f3xima generaci\u00f3n de estudiantes.<\/p>\n

Merkley ha presionado repetidamente a la administraci\u00f3n para que considere opciones m\u00e1s audaces basadas en los ingresos para los estudiantes agobiados por la deuda estudiantil. Adem\u00e1s de la propuesta Pay It Forward, Merkley escribi\u00f3 recientemente a la Casa Blanca instando a la Administraci\u00f3n a considerar cambios como las acciones de hoy que expandir\u00edan el pago basado en los ingresos a m\u00e1s prestatarios de inmediato.<\/p>\n

Gran parte de la conversaci\u00f3n nacional sobre el pago basado en los ingresos fue provocada por la propuesta de Oreg\u00f3n, presentada por estudiantes de la Universidad Estatal de Portland, de un sistema estatal Pay It Forward que permitir\u00eda a los estudiantes asistir a colegios y universidades estatales sin pagar matr\u00edcula a cambio de prometer un peque\u00f1a porci\u00f3n de sus ingresos futuros.<\/p>\n

\n

\u201cOreg\u00f3n \u2013 y nuestros estudiantes innovadores \u2013 merecen mucho cr\u00e9dito por impulsar el pago basado en los ingresos al frente de la conversaci\u00f3n nacional\u201d, dijo Merkley. \u201cSi queremos que la universidad sea asequible, los prestatarios deben poder realizar sus pagos una vez que est\u00e9n trabajando sin arruinarse, y este tipo de programas garantizan que los pagos sean asequibles. Es hora de que acabemos de una vez por todas con el miedo de los estudiantes a quedar atrapados entre una deuda elevada y unos ingresos bajos\u201d.<\/p>\n<\/blockquote>\n

 <\/p>\n

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WASHINGTON – Oregon’s Senator Jeff Merkley welcomed the announcement from the White House today that the administration will expand income-based repayment options for federal student loans, making higher education more affordable for as many as 5 million Americans. 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