{"id":6087,"date":"2014-05-02T16:44:00","date_gmt":"2014-05-02T20:44:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/as-families-consider-new-financial-aid-offers-merkley-announces-cosponsorship-of-legislation-to-refinance-high-interest-student-loans\/"},"modified":"2023-07-24T11:10:24","modified_gmt":"2023-07-24T15:10:24","slug":"as-families-consider-new-financial-aid-offers-merkley-announces-cosponsorship-of-legislation-to-refinance-high-interest-student-loans","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/as-families-consider-new-financial-aid-offers-merkley-announces-cosponsorship-of-legislation-to-refinance-high-interest-student-loans\/","title":{"rendered":"Mientras las familias consideran nuevas ofertas de ayuda financiera, Merkley anuncia copatrocinio de legislaci\u00f3n para refinanciar pr\u00e9stamos estudiantiles de alto inter\u00e9s"},"content":{"rendered":"<p style=\"text-align: left;\"><strong>Portland, Oreg\u00f3n<\/strong> \u2013 Mientras los estudiantes y sus familias consideran las ofertas de ayuda financiera para el a\u00f1o escolar 2014-15, el senador estadounidense Jeff Merkley se uni\u00f3 hoy a los estudiantes de la Universidad Estatal de Portland para anunciar su copatrocinio de una legislaci\u00f3n para ayudar a decenas de millones de graduados a refinanciar sus pr\u00e9stamos estudiantiles federales existentes. La deuda nacional por pr\u00e9stamos estudiantiles asciende aproximadamente a $1,2 billones, superando la deuda por pr\u00e9stamos para autom\u00f3viles y tarjetas de cr\u00e9dito. La deuda estudiantil casi se ha triplicado desde 2004, y los graduados de Oreg\u00f3n enfrentan una deuda promedio de $24,370. &nbsp; &nbsp;<\/p>\n<blockquote>\n<p>\u201cCada vez m\u00e1s familias de clase media ven desaparecer el sue\u00f1o de la universidad para sus hijos debido al alto costo de la educaci\u00f3n universitaria y las monta\u00f1as de deudas que tienen los estudiantes al graduarse\u201d, dijo Merkley. \u201cEstoy comprometido a fortalecer a nuestras familias de clase media en lugar de obligar a los habitantes de Oreg\u00f3n a endeudarse m\u00e1s. Esta legislaci\u00f3n ayudar\u00eda a los habitantes de Oreg\u00f3n a refinanciar sus pr\u00e9stamos estudiantiles e inyectar\u00eda a nuestra econom\u00eda un impulso muy necesario con los ahorros en el pago de intereses. Esta es una soluci\u00f3n de sentido com\u00fan a un gran problema que enfrentan nuestros estudiantes y familias de clase media\u201d.<\/p>\n<\/blockquote>\n<p>La legislaci\u00f3n que el Senador Merkley anunci\u00f3 hoy reducir\u00eda la deuda estudiantil sobre pr\u00e9stamos federales al permitir que millones de graduados y prestatarios que actualmente pagan sus pr\u00e9stamos federales para estudiantes tengan la capacidad de refinanciar a una tasa de inter\u00e9s m\u00e1s baja. Esta legislaci\u00f3n afectar\u00eda a casi 9 de cada 10 pr\u00e9stamos federales para estudiantes en todo el pa\u00eds. Para abordar la carga que enfrentan los graduados que luchan por pagar sus pr\u00e9stamos estudiantiles federales, la <em>Ley Federal de Refinanciaci\u00f3n de Pr\u00e9stamos Estudiantiles<\/em> permitir\u00eda a las personas que tienen una tasa de inter\u00e9s superior al 4 por ciento refinanciar sus pr\u00e9stamos federales a una tasa de inter\u00e9s fija m\u00e1s baja del 4 por ciento.<\/p>\n<p>Dado que la mayor\u00eda de la deuda estudiantil federal est\u00e1 fijada a una tasa de inter\u00e9s superior al 6 por ciento, esta legislaci\u00f3n brindar\u00eda un alivio muy necesario a cientos de miles de habitantes de Oreg\u00f3n. Un informe del Center for American Progress revela que la refinanciaci\u00f3n aumentar\u00eda el ingreso disponible en todo el pa\u00eds en aproximadamente $14.5 mil millones s\u00f3lo en el primer a\u00f1o. Las tasas de inter\u00e9s est\u00e1n en m\u00ednimos hist\u00f3ricos y los propietarios de viviendas, corporaciones y localidades est\u00e1n refinanciando sus deudas. Sin embargo, los estudiantes y las familias que piden pr\u00e9stamos para pagar la educaci\u00f3n superior se est\u00e1n quedando atr\u00e1s en el auge de la refinanciaci\u00f3n. Esta legislaci\u00f3n proporcionar\u00eda a estos graduados una ventana de seis meses para reducir las tasas de todos los pr\u00e9stamos estudiantiles de propiedad federal.&nbsp;<\/p>\n<p align=\"center\"># # #<\/p>","protected":false},"excerpt":{"rendered":"<p>Portland, OR &ndash; As students and their families consider financial aid offers for the 2014-15 school year, U.S. Senator Jeff Merkley was joined today by Portland State University students in announcing his cosponsorship of legislation to help tens of millions of graduates refinance their existing federal student loans. National student loan debt is at approximately [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[40,44],"class_list":["post-6087","post","type-post","status-publish","format-standard","hentry","category-press-releases","tag-education","tag-jobs-and-the-economy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>As Families Consider New Financial Aid Offers, Merkley Announces Cosponsorship of Legislation to Refinance High-Interest Student Loans - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/as-families-consider-new-financial-aid-offers-merkley-announces-cosponsorship-of-legislation-to-refinance-high-interest-student-loans\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"As Families Consider New Financial Aid Offers, Merkley Announces Cosponsorship of Legislation to Refinance High-Interest Student Loans - Merkley\" \/>\n<meta property=\"og:description\" content=\"Portland, OR &ndash; As students and their families consider financial aid offers for the 2014-15 school year, U.S. Senator Jeff Merkley was joined today by Portland State University students in announcing his cosponsorship of legislation to help tens of millions of graduates refinance their existing federal student loans. 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