{"id":6172,"date":"2013-09-19T11:22:00","date_gmt":"2013-09-19T15:22:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/merkley-holds-senate-hearing-on-impact-to-families-of-flood-insurance-rate-increases\/"},"modified":"2023-07-24T11:10:30","modified_gmt":"2023-07-24T15:10:30","slug":"merkley-holds-senate-hearing-on-impact-to-families-of-flood-insurance-rate-increases","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/merkley-holds-senate-hearing-on-impact-to-families-of-flood-insurance-rate-increases\/","title":{"rendered":"Merkley celebra una audiencia en el Senado sobre el impacto en las familias de los aumentos en las tarifas del seguro contra inundaciones"},"content":{"rendered":"<p><strong>Washington DC<\/strong> \u2013 El Senador de Oreg\u00f3n, Jeff Merkley, realiz\u00f3 una audiencia en el Senado esta semana en el Subcomit\u00e9 de Pol\u00edtica Econ\u00f3mica del Comit\u00e9 Bancario para generar conciencia sobre las familias de Oreg\u00f3n cuyas tarifas de seguro contra inundaciones se est\u00e1n disparando o que se ven obligadas a comprar un seguro contra inundaciones a pesar de que no estaban obligados a hacerlo. en el pasado. El Congreso aprob\u00f3 reformas del seguro contra inundaciones el a\u00f1o pasado para modernizar el programa, pero desde que se aprob\u00f3 la legislaci\u00f3n, muchas familias de clase media se han visto agobiadas por fuertes aumentos de tarifas que dificultan permanecer en sus casas o venderlas. La audiencia fue dise\u00f1ada para evaluar el impacto que la legislaci\u00f3n est\u00e1 teniendo en las familias y explorar posibles soluciones. &nbsp;&nbsp;<\/p>\n<blockquote>\n<p>\u201cEl proyecto de ley del seguro contra inundaciones, en combinaci\u00f3n con la reasignaci\u00f3n de zonas de inundaci\u00f3n, est\u00e1 dando un duro golpe financiero a las familias de clase media\u201d, dijo Merkley. \u201cEsto es inaceptable y se necesitan cambios sustanciales en el programa\u201d. &nbsp;<\/p>\n<\/blockquote>\n<p>La audiencia se centr\u00f3 en la implementaci\u00f3n de la Ley de Reforma del Seguro contra Inundaciones de Biggert-Waters de 2012, que reautoriz\u00f3 y reform\u00f3 el Programa Nacional de Seguro contra Inundaciones. Debido a esta legislaci\u00f3n, muchas familias ahora enfrentan grandes desaf\u00edos.&nbsp;<\/p>\n<p>En la audiencia, el Senador Merkley plante\u00f3 cuatro preocupaciones importantes para las familias de Oreg\u00f3n.<\/p>\n<p>Primero, las nuevas p\u00f3lizas de seguro contra inundaciones son inasequibles. Muchas p\u00f3lizas de seguro que antes costaban $300-500 por a\u00f1o ahora ascienden a varios miles de d\u00f3lares.&nbsp;<\/p>\n<p>En segundo lugar, muchos residentes de Oreg\u00f3n a quienes sus prestamistas les hab\u00edan dicho anteriormente que no estaban obligados a tener un seguro contra inundaciones ahora les dicen sus prestamistas hipotecarios que les est\u00e1n imponiendo costosas p\u00f3lizas de seguro contra inundaciones.&nbsp;<\/p>\n<p>En tercer lugar, muchos habitantes de Oreg\u00f3n ahora no pueden vender su casa debido a la carga que el seguro contra inundaciones impondr\u00eda a sus compradores potenciales. Por ejemplo, la familia Hay en Eagle Creek no ha podido vender su casa y los compradores potenciales han retirado su oferta despu\u00e9s de enterarse de que el seguro contra inundaciones se multiplicar\u00e1 por diez a $5,000 anualmente tras la venta de su casa.&nbsp;<\/p>\n<p>Finalmente, los propietarios de viviendas tienen la carga de la prueba si creen que su propiedad no deber\u00eda estar obligada a tener un seguro contra inundaciones. Demostrar a una compa\u00f1\u00eda hipotecaria que una casa no est\u00e1 en una llanura aluvial puede costar entre $500 y $2,000, y hasta que dicha prueba sea proporcionada y aceptada, el propietario debe continuar pagando el seguro contra inundaciones.&nbsp;<\/p>\n<p>La Senadora Merkley invit\u00f3 a Christine Shirley, Coordinadora del Programa Nacional de Seguros contra Inundaciones de Oreg\u00f3n, a testificar en la audiencia de hoy y compartir las experiencias que ha escuchado de muchos propietarios de casas y negocios de Oreg\u00f3n que enfrentan estas nuevas tarifas altas.<\/p>\n<p>Comparti\u00f3 una historia de la familia Palmer en Eugene, quien le dijo: \u201cUna cosa es comprar una casa sabiendo lo que te espera. Otra es que un acto de Dios provoque un cambio que nadie podr\u00eda haber anticipado. Pero simplemente est\u00e1 mal cambiar los t\u00e9rminos de un contrato de seguro en la renovaci\u00f3n de una manera que podr\u00eda forzarnos a salir de nuestra casa cuando no ha ocurrido una inundaci\u00f3n\u201d.&nbsp;<\/p>\n<p>Esta es la segunda audiencia que el Senador Merkley realiza como presidente del Subcomit\u00e9 de Pol\u00edtica Econ\u00f3mica del Comit\u00e9 de Banca, Vivienda y Desarrollo Urbano. La primera audiencia se centr\u00f3 en el estado del Sue\u00f1o Americano y qu\u00e9 pasos se deben tomar para fortalecer a la clase media.<\/p>\n<p align=\"center\">###<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Washington, D.C. &ndash; Oregon&rsquo;s Senator Jeff Merkley held a Senate hearing this week in the Economic Policy Subcommittee of the Banking Committee to raise awareness about families across Oregon whose flood insurance rates are skyrocketing or who are being forced to buy flood insurance even though they weren&rsquo;t required to in the past. Congress passed [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[36],"class_list":["post-6172","post","type-post","status-publish","format-standard","hentry","category-press-releases","tag-natural-resources-and-rural-development"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Merkley Holds Senate Hearing on Impact to Families of Flood Insurance Rate Increases - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/merkley-holds-senate-hearing-on-impact-to-families-of-flood-insurance-rate-increases\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Merkley Holds Senate Hearing on Impact to Families of Flood Insurance Rate Increases - Merkley\" \/>\n<meta property=\"og:description\" content=\"Washington, D.C. &ndash; Oregon&rsquo;s Senator Jeff Merkley held a Senate hearing this week in the Economic Policy Subcommittee of the Banking Committee to raise awareness about families across Oregon whose flood insurance rates are skyrocketing or who are being forced to buy flood insurance even though they weren&rsquo;t required to in the past. 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