{"id":6512,"date":"2011-05-12T11:36:00","date_gmt":"2011-05-12T15:36:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/merkley-snowe-introduce-bill-to-hold-mortgage-servicers-accountable\/"},"modified":"2023-07-24T11:10:57","modified_gmt":"2023-07-24T15:10:57","slug":"merkley-snowe-introduce-bill-to-hold-mortgage-servicers-accountable","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/merkley-snowe-introduce-bill-to-hold-mortgage-servicers-accountable\/","title":{"rendered":"Merkley y Snowe presentan proyecto de ley para responsabilizar a los administradores hipotecarios"},"content":{"rendered":"<p>WASHINGTON<strong> <\/strong>&mdash; U.S. Senators Jeff Merkley (D-OR) and Olympia Snowe (R-ME) today introduced the &ldquo;Regulation of Mortgage Servicing Act&rdquo; to&nbsp;help homeowners stay in their homes by making the rules for mortgage servicers more fair and transparent.<\/p>\n<p>El proyecto de ley requerir\u00eda que los bancos y otros administradores hipotecarios creen un punto de contacto \u00fanico para los prestatarios, pongan fin al proceso de doble v\u00eda de ejecuci\u00f3n hipotecaria mientras los propietarios negocian una modificaci\u00f3n y proporcionen una revisi\u00f3n independiente de un tercero antes de enviar a una familia a la ejecuci\u00f3n hipotecaria.<\/p>\n<blockquote>\n<p>&ldquo;Every day Oregonians call my office with horror stories of applying for mortgage modifications. Families are rejected for modification because their payments aren&rsquo;t current after being told to stop making their payments so they will qualify. Families have to tell their stories again and again to different people at the servicing company. Families get foreclosed upon while they are still negotiating a loan modification,&rdquo; said Merkley. &nbsp;&ldquo;This legislation will put these bad practices to an end.&rdquo;&nbsp;<\/p>\n<\/blockquote>\n<blockquote>\n<p>&ldquo;I am deeply troubled a myriad of foreclosures nationwide have occurred as a result of confusing communications with loan servicers and misfiled or flawed paperwork.&nbsp; What is deeply troubling is a number of homeowners throughout Maine, and across the nation, have gone into foreclosure in spite of their best efforts to obtain loan modifications for which they could be eligible,&rdquo; said Senator Snowe.&nbsp; &ldquo;It is critical that we restore confidence in the relationship between homeowners and the loan servicing industry and remove confusing barriers to mortgage modifications.&rdquo;<\/p>\n<\/blockquote>\n<p>&nbsp;Just over 1 million homes have been foreclosed on in the past year, yet housing experts conclude that there are potentially 8 &#8211; 10 million more homes heading towards foreclosure. &nbsp;<\/p>\n<p>Co-sponsors for this legislation include Senators Jack Reed (D-RI), Dick Durbin (D-IL), Daniel Inouye (D-HI), Ron Wyden (D-OR), Bernie Sanders (I-VT), Sheldon Whitehouse (D-RI), Jeanne Shaheen (D-NH), and Richard Blumenthal (D-CT).&nbsp; The legislation is also supported by the following organizations: the Center for Responsible Lending, the National Consumer Law Center, the Consumer Federation of America, the National Community Reinvestment Coalition, and the National Council of La Raza.<\/p>\n<p align=\"center\">###<\/p>","protected":false},"excerpt":{"rendered":"<p>WASHINGTON &mdash; U.S. Senators Jeff Merkley (D-OR) and Olympia Snowe (R-ME) today introduced the &ldquo;Regulation of Mortgage Servicing Act&rdquo; to&nbsp;help homeowners stay in their homes by making the rules for mortgage servicers more fair and transparent. The bill would require banks and other mortgage servicers to create a single point of contact for borrowers, end [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[43,77,47],"class_list":["post-6512","post","type-post","status-publish","format-standard","hentry","category-press-releases","tag-bipartisan-actions","tag-help-avoiding-foreclosure","tag-protecting-consumers-taxpayers-and-the-economy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Merkley, Snowe Introduce Bill to Hold Mortgage Servicers Accountable - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/merkley-snowe-introduce-bill-to-hold-mortgage-servicers-accountable\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Merkley, Snowe Introduce Bill to Hold Mortgage Servicers Accountable - Merkley\" \/>\n<meta property=\"og:description\" content=\"WASHINGTON &mdash; U.S. Senators Jeff Merkley (D-OR) and Olympia Snowe (R-ME) today introduced the &ldquo;Regulation of Mortgage Servicing Act&rdquo; to&nbsp;help homeowners stay in their homes by making the rules for mortgage servicers more fair and transparent. 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