{"id":6758,"date":"2010-05-25T17:12:00","date_gmt":"2010-05-25T21:12:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/"},"modified":"2023-07-24T11:11:18","modified_gmt":"2023-07-24T15:11:18","slug":"senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/","title":{"rendered":"Los senadores presentan un proyecto de ley para brindar alivio a los estadounidenses que luchan con la deuda m\u00e9dica"},"content":{"rendered":"<p><strong>Washington DC<\/strong> &ndash; Senators Jeff Merkley (D-OR),&nbsp; Byron Dorgan (D-ND), Chuck Schumer (D-NY), Robert Menendez (D-NJ), Dick Durbin (D-IL), and Tom Harkin (D-IA) introduced legislation today that will prohibit companies from using paid off or settled medical debt in assessing consumer credit scores.&nbsp; The Medical Debt Relief Act will assist approximately 72 million Americans affected by medical bill problems and medical debt.<\/p>\n<blockquote><p>&ldquo;It&rsquo;s already incredibly difficult for families to pay off the high cost of medical treatments for serious injuries and diseases,&rdquo; said Merkley.&nbsp; &ldquo;To add insult to injury, after families pay off their exorbitant medical debt, they continue to take a hit on their credit scores.&nbsp; That&rsquo;s simply unfair.&nbsp; This bill will give families a fair deal and ensure that their future financial transactions won&rsquo;t be negatively affected by a bad credit score just because of past medical debt.&rdquo;<\/p>\n<p>&ldquo;This is a straight forward solution to a problem plaguing thousands of Americans,&rdquo; Dorgan said.&nbsp; &ldquo;Right now, just one unresolved medical bill &ndash; whether or not it is being disputed &ndash; can damage a consumer&rsquo;s credit score for years.&nbsp; In other cases, patients who face costly treatments suffer the aftereffects of dealing with poor credit even after their debts are paid.&nbsp; With this legislation, we are standing up for the American consumers who need protection from such practices.&rdquo;<\/p>\n<\/blockquote>\n<p>Actualmente, incluso los cobros de deudas m\u00e9dicas que se han pagado o liquidado por completo pueden da\u00f1ar significativamente el puntaje crediticio de un consumidor durante a\u00f1os. Como resultado, a los consumidores se les puede negar cr\u00e9dito o pagar tasas de inter\u00e9s m\u00e1s altas al comprar una casa u obtener una tarjeta de cr\u00e9dito. Debido a que muchas facturas m\u00e9dicas se env\u00edan primero a las compa\u00f1\u00edas de seguros, los consumidores a menudo no se enteran de que son responsables de una factura m\u00e9dica hasta que reciben noticias de una agencia de cobros, momento en el cual su puntaje crediticio ya se ha visto afectado.<\/p>\n<p>The Medical Debt Relief Act will fix this inequity by prohibiting consumer credit agencies from using paid off or settled medical debt collections in assessing a consumer&rsquo;s credit worthiness.&nbsp; In addition, the bill will require the creditor or credit rating agency to expunge the medical debt from the consumer&rsquo;s record within 45 days from the day it is paid off or settled.<\/p>","protected":false},"excerpt":{"rendered":"<p>Washington, D.C. &ndash; Senators Jeff Merkley (D-OR),&nbsp; Byron Dorgan (D-ND), Chuck Schumer (D-NY), Robert Menendez (D-NJ), Dick Durbin (D-IL), and Tom Harkin (D-IA) introduced legislation today that will prohibit companies from using paid off or settled medical debt in assessing consumer credit scores.&nbsp; The Medical Debt Relief Act will assist approximately 72 million Americans affected [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[47],"class_list":["post-6758","post","type-post","status-publish","format-standard","hentry","category-press-releases","tag-protecting-consumers-taxpayers-and-the-economy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Senators Introduce Bill to Provide Relief to Americans Struggling with Medical Debt - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Senators Introduce Bill to Provide Relief to Americans Struggling with Medical Debt - Merkley\" \/>\n<meta property=\"og:description\" content=\"Washington, D.C. &ndash; Senators Jeff Merkley (D-OR),&nbsp; Byron Dorgan (D-ND), Chuck Schumer (D-NY), Robert Menendez (D-NJ), Dick Durbin (D-IL), and Tom Harkin (D-IA) introduced legislation today that will prohibit companies from using paid off or settled medical debt in assessing consumer credit scores.&nbsp; The Medical Debt Relief Act will assist approximately 72 million Americans affected [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.merkley.senate.gov\/es\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/\" \/>\n<meta property=\"og:site_name\" content=\"Merkley\" \/>\n<meta property=\"article:published_time\" content=\"2010-05-25T21:12:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-24T15:11:18+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.merkley.senate.gov\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Senators Introduce Bill to Provide Relief to Americans Struggling with Medical Debt\",\"datePublished\":\"2010-05-25T21:12:00+00:00\",\"dateModified\":\"2023-07-24T15:11:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/\"},\"wordCount\":408,\"keywords\":[\"Protecting Consumers, Taxpayers, and the Economy\"],\"articleSection\":[\"Press Releases\"],\"inLanguage\":\"es-MX\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.merkley.senate.gov\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/\",\"url\":\"https:\/\/www.merkley.senate.gov\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/\",\"name\":\"Senators Introduce Bill to Provide Relief to Americans Struggling with Medical Debt - Merkley\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/#website\"},\"datePublished\":\"2010-05-25T21:12:00+00:00\",\"dateModified\":\"2023-07-24T15:11:18+00:00\",\"author\":{\"@id\":\"\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/#breadcrumb\"},\"inLanguage\":\"es-MX\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.merkley.senate.gov\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.merkley.senate.gov\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.merkley.senate.gov\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Senators Introduce Bill to Provide Relief to Americans Struggling with Medical Debt\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.merkley.senate.gov\/#website\",\"url\":\"https:\/\/www.merkley.senate.gov\/\",\"name\":\"Merkley\",\"description\":\"Merkley\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.merkley.senate.gov\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-MX\"},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\/\/www.merkley.senate.gov\/es\/author\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Senators Introduce Bill to Provide Relief to Americans Struggling with Medical Debt - Merkley","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.merkley.senate.gov\/es\/senators-introduce-bill-to-provide-relief-to-americans-struggling-with-medical-debt\/","og_locale":"es_MX","og_type":"article","og_title":"Senators Introduce Bill to Provide Relief to Americans Struggling with Medical Debt - Merkley","og_description":"Washington, D.C. &ndash; 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