{"id":6767,"date":"2010-05-13T16:36:00","date_gmt":"2010-05-13T20:36:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/senate-passes-new-homeowner-protection\/"},"modified":"2023-07-24T11:11:18","modified_gmt":"2023-07-24T15:11:18","slug":"senate-passes-new-homeowner-protection","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/senate-passes-new-homeowner-protection\/","title":{"rendered":"Senado aprueba nueva protecci\u00f3n para propietarios"},"content":{"rendered":"<p>El Senado aprob\u00f3 esta ma\u00f1ana una enmienda para la protecci\u00f3n de los propietarios de viviendas del Senador de Oreg\u00f3n Jeff Merkley y la Senadora de Minnesota Amy Klobuchar.<\/p>\n<p>La enmienda de los dos dem\u00f3cratas al proyecto de ley de reforma de Wall Street proh\u00edbe que los prestamistas hipotecarios y los originadores de pr\u00e9stamos acepten pagos basados en la tasa de inter\u00e9s u otros t\u00e9rminos de los pr\u00e9stamos, seg\u00fan un comunicado de prensa de la oficina de Merkley. Adem\u00e1s, requerir\u00e1 que los prestamistas documenten los ingresos y otros est\u00e1ndares de suscripci\u00f3n para garantizar que los prestatarios puedan pagar sus pr\u00e9stamos. Esto pondr\u00e1 fin a la pr\u00e1ctica da\u00f1ina y enga\u00f1osa de &quot;pr\u00e9stamos sin documentos&quot; y &quot;pr\u00e9stamos mentirosos&quot;, dice el comunicado.<\/p>\n<p>El Senado aprob\u00f3 la legislaci\u00f3n 63-36 principalmente siguiendo l\u00edneas partidistas, con seis republicanos del lado de la mayor\u00eda dem\u00f3crata, incluido el senador de Massachusetts Scott Brown. Tambi\u00e9n fue el \u00fanico republicano que copatrocin\u00f3 la enmienda, uni\u00e9ndose a Merkley, Klobuchar y otros ocho dem\u00f3cratas.<\/p>\n<p>Merkley elogi\u00f3 la aprobaci\u00f3n de la enmienda en el comunicado de prensa.<\/p>\n<p>\u201cHoy dimos un gran paso adelante\u201d, dijo, \u201cen la lucha para restaurar la equidad para los propietarios de viviendas y fortalecer los cimientos financieros de nuestras familias\u201d.<\/p>\n<p>Klobuchar agreg\u00f3 que \u201clas pr\u00e1cticas crediticias complejas y enga\u00f1osas estaban en el centro de la crisis financiera\u201d. La reforma de Wall Street, dijo, significa que el Congreso debe proteger a los consumidores de las pr\u00e1cticas de pr\u00e9stamos abusivos.<\/p>\n<p>\u201cAyudar a los estadounidenses de todos los d\u00edas a obtener pr\u00e9stamos s\u00f3lidos\u201d, dijo, \u201cy evitar riesgos innecesarios es esencial para restaurar nuestra econom\u00eda\u201d.<\/p>","protected":false},"excerpt":{"rendered":"<p>The Senate this morning passed a homeowner protection amendment from Oregon Sen. Jeff Merkley and Minnesota Sen. Amy Klobuchar. The two Democrats&#8217; amendment to the Wall Street reform bill prohibits mortgage lenders and loan originators from accepting payments based on the interest rate or other terms of the loans, a news release from Merkley&#8217;s office [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[26],"tags":[],"class_list":["post-6767","post","type-post","status-publish","format-standard","hentry","category-in-the-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Senate passes new homeowner protection - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/senate-passes-new-homeowner-protection\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Senate passes new homeowner protection - Merkley\" \/>\n<meta property=\"og:description\" content=\"The Senate this morning passed a homeowner protection amendment from Oregon Sen. 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