{"id":6962,"date":"2009-10-21T12:41:00","date_gmt":"2009-10-21T16:41:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/newsroom-statements-health-care-reform-will-cut-costs-for-small-businesses\/"},"modified":"2023-09-19T11:08:34","modified_gmt":"2023-09-19T15:08:34","slug":"newsroom-statements-health-care-reform-will-cut-costs-for-small-businesses","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/newsroom-statements-health-care-reform-will-cut-costs-for-small-businesses\/","title":{"rendered":"La reforma del sistema de salud reducir\u00e1 los costos para las peque\u00f1as empresas"},"content":{"rendered":"

Es un placer pararse a hablar.
\nsobre atenci\u00f3n m\u00e9dica tras las declaraciones de la Senadora Jeanne Shaheen, Senadora
\nMark Warner, quienes como gobernadores tuvieron la oportunidad de conocer de primera mano c\u00f3mo
\nUna importante reforma del sistema de salud es hacer avanzar a nuestra naci\u00f3n.  <\/span>Provienen de estados muy diversos, pero la observaci\u00f3n
\nes lo mismo: que la reforma del sistema de salud es esencial para que nuestra naci\u00f3n vuelva a estar
\npista, y ahora es el momento.<\/p>\n

Me gustar\u00eda dirigir mis comentarios.
\nhoy espec\u00edficamente a los beneficios de la reforma del sistema de salud para las peque\u00f1as empresas.  <\/span> <\/span>Todos
\nSabemos que el sistema actual simplemente no funciona para los empleadores de peque\u00f1as empresas o
\nsus empleados.  <\/span>Sin n\u00fameros detr\u00e1s
\nellos, no tienen capacidad para negociar tarifas con las compa\u00f1\u00edas de seguros.  <\/span>Son como corderos al matadero.  <\/span>La mayor\u00eda de las veces simplemente tienen que tomar
\ncualquier oferta que se ofrezca, y esas ofertas no son muy buenas.  <\/span>En promedio, las peque\u00f1as empresas pagan 18% m\u00e1s que
\ngrandes empresas por las mismas p\u00f3lizas de seguro m\u00e9dico.  <\/span>Debido a esto, es mucho menos probable que
\nproporcionar seguro m\u00e9dico.  <\/span>S\u00f3lo 49% de
\nempresas de 3 a 9 trabajadores y s\u00f3lo 78% de empresas de 10 a 24 trabajadores ofrecen
\nseguro m\u00e9dico para sus empleados en comparaci\u00f3n con el 99% de empresas con 200 o
\nm\u00e1s empleados en el mismo a\u00f1o.<\/p>\n

Cuando las peque\u00f1as empresas ofrecen servicios de salud
\ncuidado, el aumento de las primas obliga a los propietarios a tomar decisiones dif\u00edciles entre mantener la salud
\ncobertura, ampliando sus operaciones o aumentando salarios.  <\/span>En la \u00faltima d\u00e9cada, las primas de atenci\u00f3n m\u00e9dica para
\nla familia promedio de Oreg\u00f3n se duplic\u00f3 con creces, mientras que los ingresos medios aumentaron solo
\n23.8%.  <\/span>No es coincidencia que los empleadores
\ngastar m\u00e1s en compensaci\u00f3n, pero esa compensaci\u00f3n va a ser mayor
\nprimas de seguros en lugar de salarios m\u00e1s altos.<\/p>\n

El mes pasado habl\u00e9 con peque\u00f1os
\npropietarios de negocios en Medford y Portland, ciudades de mi estado, que comparten sorprendentemente
\nhistorias similares sobre los problemas que est\u00e1n causando los crecientes costos de la atenci\u00f3n m\u00e9dica
\na ellos.  <\/span>David Wilkerson dirige un estudio de arquitectura en Medford.
\nEmpresa que emplea a 12 empleados a tiempo completo.  <\/span>Se dedica a brindar un ambiente familiar.
\nambiente de trabajo y brinda cobertura m\u00e9dica, dental y de la vista completa a
\nsus empleados.  <\/span>La empresa ha tenido que
\nlidiar con grandes aumentos anuales en las primas de atenci\u00f3n m\u00e9dica y ha tenido que cambiar de proveedor
\nvarias veces para tratar de mantener bajos esos costos.  <\/span>Los costos de atenci\u00f3n m\u00e9dica son los segundos m\u00e1s altos
\ngastos para la empresa de David.  <\/span>El
\nsegundo gasto m\u00e1s alto, s\u00f3lo lo supera la n\u00f3mina.  <\/span>Este a\u00f1o, los crecientes costos de salud obligaron a David y
\nsus socios a examinar muy de cerca la posibilidad de eliminar los beneficios de atenci\u00f3n m\u00e9dica o
\ndespido de empleados.<\/p>\n

Jim Houser y su esposa Liz Dolly
\ncontar una historia similar.  <\/span>Operan el Hawthorne
\ncl\u00ednica de autom\u00f3viles en Portland.  <\/span>cuando abrieron
\nsu puerta hace 26 a\u00f1os, se comprometieron a ofrecer a quienes trabajan con
\nofrecerles un buen paquete de beneficios, que incluya atenci\u00f3n m\u00e9dica integral.  <\/span>Jim y Liz todav\u00eda pueden brindar salud.
\nseguros a sus empleados, pero las primas han pasado del 9% de su n\u00f3mina
\na 18% en cinco a\u00f1os.  <\/span>Como resultado, tuvieron
\npara recortar los beneficios.  <\/span>Estos y
\nLas peque\u00f1as empresas que por lo dem\u00e1s tuvieron \u00e9xito se han visto paralizadas por los costos de la atenci\u00f3n m\u00e9dica.
\n <\/span>\u00bfAyudar\u00e1 la reforma a estas peque\u00f1as empresas?<\/p>\n

S\u00ed, lo ser\u00e1.  <\/span>Les ayudar\u00e1 mucho.  <\/span>Primero, les permitir\u00e1 entrar en salud.
\nintercambios de atenci\u00f3n donde son parte de un grupo mucho m\u00e1s grande.  <\/span>Con su mayor influencia en el mercado, ser\u00e1n
\nPodr\u00e1 negociar costos de primas m\u00e1s bajos y estas tarifas ser\u00e1n mucho m\u00e1s estables.
\nque en a\u00f1os anteriores.  <\/span>Un empleado enfermo
\nya no har\u00e1 que todo un grupo no sea asegurable.<\/p>\n

En segundo lugar, los intercambios ofrecer\u00e1n
\nm\u00e1s y mejores pol\u00edticas entre las que elegir.  <\/span>Actualmente, muchas peque\u00f1as empresas luchan por
\nEncuentre cualquier seguro que ofrezca p\u00f3lizas.  <\/span>Pero a trav\u00e9s de la reforma del sistema de salud y como parte de
\nel intercambio, podr\u00e1n elegir entre varios planes diferentes y
\nDebido a que estos planes tendr\u00e1n que cumplir con ciertos est\u00e1ndares, las peque\u00f1as empresas
\ntener p\u00f3lizas de mayor calidad para elegir.<\/p>\n

Finalmente, mejores opciones a un
\nUn precio m\u00e1s bajo significar\u00e1 que las peque\u00f1as empresas podr\u00e1n dedicar m\u00e1s ingresos a aumentar
\nsalarios, m\u00e1s dinero en los bolsillos de sus empleados y m\u00e1s oportunidades de
\ninvertir en nuevos equipos o contratar empleados adicionales.  <\/span>Esto es bueno para estos propietarios y es bueno.
\npara nuestra econom\u00eda y es bueno para los empleados.  <\/span><\/p>\n

Los costos de atenci\u00f3n m\u00e9dica se han convertido en un
\npiedra de molino alrededor del cuello de nuestras peque\u00f1as empresas, arrastrando hacia abajo nuestra econom\u00eda.  <\/span>La reforma sanitaria ayudar\u00e1 a las peque\u00f1as empresas
\nprosperar reduciendo costos, mejorando el servicio y permitiendo a los propietarios de peque\u00f1as empresas
\ncentrarse en hacer que su negocio sea m\u00e1s exitoso.<\/p>","protected":false},"excerpt":{"rendered":"

It is a pleasure to stand to talk about health care following upon the remarks of Senator Jeanne Shaheen, Senator Mark Warner, both whom as governors had the opportunity to know firsthand how important health care reform is to taking our nation forward.  They come from very diverse states, but the observation is the same: […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[32],"tags":[37,44],"class_list":["post-6962","post","type-post","status-publish","format-standard","hentry","category-newsroom","tag-health-care","tag-jobs-and-the-economy"],"acf":[],"yoast_head":"\nHealth Care Reform will Cut Costs for Small Businesses - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/newsroom-statements-health-care-reform-will-cut-costs-for-small-businesses\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health Care Reform will Cut Costs for Small Businesses - Merkley\" \/>\n<meta property=\"og:description\" content=\"It is a pleasure to stand to talk about health care following upon the remarks of Senator Jeanne Shaheen, Senator Mark Warner, both whom as governors had the opportunity to know firsthand how important health care reform is to taking our nation forward.  They come from very diverse states, but the observation is the same: […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.merkley.senate.gov\/es\/newsroom-statements-health-care-reform-will-cut-costs-for-small-businesses\/\" \/>\n<meta property=\"og:site_name\" content=\"Merkley\" \/>\n<meta property=\"article:published_time\" content=\"2009-10-21T16:41:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-19T15:08:34+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.merkley.senate.gov\/newsroom-statements-health-care-reform-will-cut-costs-for-small-businesses\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/newsroom-statements-health-care-reform-will-cut-costs-for-small-businesses\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Health Care Reform will Cut Costs for Small Businesses\",\"datePublished\":\"2009-10-21T16:41:00+00:00\",\"dateModified\":\"2023-09-19T15:08:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/newsroom-statements-health-care-reform-will-cut-costs-for-small-businesses\/\"},\"wordCount\":802,\"keywords\":[\"Health Care\",\"Jobs and the Economy\"],\"articleSection\":[\"Newsroom\"],\"inLanguage\":\"es-MX\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.merkley.senate.gov\/newsroom-statements-health-care-reform-will-cut-costs-for-small-businesses\/\",\"url\":\"https:\/\/www.merkley.senate.gov\/newsroom-statements-health-care-reform-will-cut-costs-for-small-businesses\/\",\"name\":\"Health Care Reform will Cut Costs for Small Businesses - 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