{"id":7035,"date":"2009-07-28T12:30:00","date_gmt":"2009-07-28T16:30:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/newsroom-statements-the-cost-of-inaction-on-health-care-reform\/"},"modified":"2023-09-19T11:08:12","modified_gmt":"2023-09-19T15:08:12","slug":"newsroom-statements-the-cost-of-inaction-on-health-care-reform","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/newsroom-statements-the-cost-of-inaction-on-health-care-reform\/","title":{"rendered":"The Cost of Inaction on Health Care Reform"},"content":{"rendered":"<p>Sr. Merkley<\/p>\n<p>Mr. President, we stand at a critical juncture today as we<br \/>\ngrapple with how to fix our broken health care system.&nbsp; Rapidly escalating health care costs are<br \/>\ncompounding the current economic crisis in America.&nbsp; Families and businesses across the country<br \/>\nare struggling to afford increased premiums, co-payments and deductibles.&nbsp; Premium increases are taking an increasing<br \/>\nportion of workers&rsquo; wages and more firms are under pressure to reduce or<br \/>\npossibly eliminate health care coverage for their workers.&nbsp;<\/p>\n<p>Helping middle class families and small businesses afford<br \/>\nhealth care coverage is a critical component of improving the nation&rsquo;s<br \/>\neconomy.&nbsp; Mr. President, families and<br \/>\nbusiness owners in Oregon have told me at length how concerned they are about<br \/>\nthe rising cost of health care.&nbsp; Those<br \/>\nfamilies who have health care are concerned about losing it and they&rsquo;re<br \/>\nconcerned about the rising cost of the premiums and the co-pays.<\/p>\n<p>And those citizens without health care and nearly 47 million<br \/>\nAmericans are unable to afford the cost of health care, those citizens are<br \/>\nworried about getting sick, or they&rsquo;re sick and they&rsquo;re worried about how to<br \/>\npay for the drugs and treatments to get well.&nbsp;<br \/>\nAnd under this system, our small businesses who are working hard to<br \/>\nprovide health care coverage for their employees are worried that they won&rsquo;t be<br \/>\nable to continue, that they&rsquo;ll have to raise the share of the cost that the<br \/>\nworkers carry. Or maybe they&rsquo;ll have to eliminate the health care plan<br \/>\naltogether.&nbsp;<\/p>\n<p>Mr. President, I want to share with you the experience of<br \/>\none of my constituents, Jeanette Hall of Milwaukie, Oregon.&nbsp; She was employed but she could not afford health<br \/>\ninsurance.&nbsp; Jeanette had a mole on her<br \/>\narm and it was a mole that she thought should be looked at and her friends and families<br \/>\nurged her to have it looked at.&nbsp; Finally<br \/>\nshe went to the emergency room to have it examined.&nbsp; The diagnosis was melanoma, but Jeanette<br \/>\ncould not afford to have the surgery to address it.&nbsp;<\/p>\n<p>Now, sometimes one gets a fortunate turn in life and Jeanette<br \/>\ngot such an example.&nbsp; She was interviewed<br \/>\nby a local news station that was doing a story about the plight of the<br \/>\nuninsured.&nbsp; Jeanette says she is only<br \/>\nalive today because of that moment when a news station covered her story<br \/>\nbecause after that story aired, she received a call from a local hospital that<br \/>\noffered to help.&nbsp; They basically said<br \/>\nthat in exchange for being the subject of an observational surgery for medical<br \/>\nstudents, the hospital would cover the cost of the surgery.&nbsp; And so Jeanette is now cancer free and she<br \/>\nfeels very blessed about that.&nbsp; What is<br \/>\nmore, she now has a job where she has health insurance and that certainly puts<br \/>\na brighter horizon in place for her.&nbsp;<\/p>\n<p>But while she&rsquo;s pleased about her personal health and her<br \/>\npersonal health insurance, she&rsquo;s worried about health insurance for families<br \/>\nand friends and health coverage system for all Americans in this broken health<br \/>\ncare system.&nbsp; Her brother is very<br \/>\nill.&nbsp; Her brother does not have health<br \/>\ninsurance.&nbsp; Her brother needs an<br \/>\noperation to save his life but he&rsquo;s not getting that operation.&nbsp; And she anticipates that his life expectancy<br \/>\nis very short now as a result so she sees it very personally, very<br \/>\ndirectly.&nbsp; And just as she hopes for<br \/>\nhealth care for her and her family and for American citizens, so do citizens<br \/>\nacross this nation.&nbsp; Citizens like<br \/>\nJeanette are not looking for a government handout.&nbsp; They don&rsquo;t expect something for free.&nbsp; But what they do want is access, choice,<br \/>\nquality health coverage, affordable health coverage for their families and<br \/>\ntheir workers.<\/p>\n<p>We need to offer citizens like Jeanette a lifeline in these<br \/>\nhard economic times.&nbsp; As a member of the<br \/>\nSenate Health, Education, Labor and Pensions Committee, I am very proud of the<br \/>\nbill that we passed out two weeks ago which puts us a significant stride closer<br \/>\nto providing health care, affordable quality health care for every<br \/>\nAmerican.&nbsp; It&rsquo;s a plan that will lower<br \/>\ncosts, provide consumers with more choices and increase competition.&nbsp; That act, the Affordable Health Choices Act,<br \/>\nis a landmark bill.&nbsp; It gives every<br \/>\nAmerican a full range of health insurance options, including a community health<br \/>\nplan.&nbsp; It ensures that those who like<br \/>\ntheir current health care coverage can keep it, and it guarantees that no<br \/>\nAmerican will be denied coverage because of pre-existing conditions.<\/p>\n<p>That act makes sound investments in disease prevention, in<br \/>\nhealth promotion and it strengthens the health care workforce.&nbsp; The Affordable Health Choices Act gives small<br \/>\nbusinesses better choices for high-value health insurance by creating a new<br \/>\nhealth insurance market place, or gateway as it&rsquo;s called, which will help lower<br \/>\ncosts and increase competition.&nbsp; In fact,<br \/>\nlet me explain this a little bit more.&nbsp;<\/p>\n<p>Right now, in America, if you are an individual trying to<br \/>\nget health care, you have to pay an extraordinary premium because you don&rsquo;t<br \/>\nbring any market share clout to the negotiating table.&nbsp; And, right now in America if you are a small<br \/>\nbusiness, you don&rsquo;t get a good deal because you don&rsquo;t bring any market clout to<br \/>\nthe negotiation. &nbsp;So, this health care<br \/>\nbill at its heart, addresses this problem.&nbsp;<br \/>\nIt creates an exchange where you would go and purchase health care not<br \/>\nas an individual, but as a group of hundreds of thousands of fellow<br \/>\ncitizens.&nbsp; And, that health care plan<br \/>\nwould bring the combined negotiating clout of those hundreds of thousands or<br \/>\neven millions of individuals so that you get a much better deal as an<br \/>\nindividual and you get a much better deal as a small business.<\/p>\n<p>And I know that every individual and small business in America<br \/>\nwho has gone through this process of trying to get a fair, decent health care<br \/>\nplan knows exactly what I&rsquo;m talking about.&nbsp;<br \/>\nAnd, that&rsquo;s the heart of this reform.&nbsp;<br \/>\nBut even as we make historic progress on guaranteeing affordable,<br \/>\nquality health care for all, there are powerful forces underway to halt this<br \/>\nesfuerzo.&nbsp;<\/p>\n<p>There are those that favor the status quo, and they&rsquo;re<br \/>\nworking on their talking points.&nbsp; They&rsquo;re<br \/>\nrallying their special interests.&nbsp;<br \/>\nThey&rsquo;re doing polls to see what phrase will most scare Americans from<br \/>\nchanging.&nbsp; They want to defeat this<br \/>\nhistoric march towards quality, affordable health care for every single<br \/>\ncitizen.&nbsp; But, Madam, Mr. President, one<br \/>\nthing is clear, we cannot afford to fail.&nbsp;<br \/>\nMaintaining the status quo is not an option.&nbsp; The last time we attempted to tackle the<br \/>\nproblem, in 1992, health care spending was $849 billion.&nbsp; Today health care spending in America is $2.2<br \/>\ntrillion and growing by over 10% a year.&nbsp;<br \/>\nSo march it forward , next year it will be over $2.4 trillion, the year<br \/>\nafter that, $2.7 trillion, the year after that, $3 trillion and so forth. &nbsp;We&rsquo;ll be spending nearly $40 trillion under<br \/>\nthe status quo over the next ten years.&nbsp;<\/p>\n<p>Premiums in the early 1990s were 7% of a family income.&nbsp; Today premiums eat up 17% of a family&rsquo;s budget.&nbsp; In 1996, employers paid about $3,700 toward a<br \/>\nfamily plan.&nbsp; Now that is well over<br \/>\n$10,000 and growing and workers are picking up an increasing share of the<br \/>\ncost.&nbsp; Today under the status quo, 60% of<br \/>\npersonal bankruptcies are due to health care costs.&nbsp; More than half, more than half of personal<br \/>\nbankruptcies are due to health care.&nbsp; And<br \/>\nwhat&rsquo;s more, more than half of those personal bankruptcies due to health care<br \/>\nare with folks who have health care insurance, but their health care insurance<br \/>\nsimply wasn&rsquo;t adequate to cover the extraordinary costs of a medical<br \/>\nemergency.&nbsp; 75% indeed of those<br \/>\nindividuals who are going through bankruptcy due to health care costs had<br \/>\nhealth insurance.&nbsp;<\/p>\n<p>Mr. President, if we look to the future, the consequences of<br \/>\ninaction are even more dire.&nbsp; But,<br \/>\ndespite all of that, every day we hear from special interests, we hear from<br \/>\ntheir allies, who are standing up using their poll-tested phrases like<br \/>\n&ldquo;government takeover&rdquo; in order to scare the American people into rejecting<br \/>\nhealth reform.&nbsp;<\/p>\n<p>So here are citizens who know firsthand, firsthand the<br \/>\nchallenge and the stress of health care, but they&rsquo;re being manipulated &ndash; an<br \/>\neffort to manipulate them by powerful special interests that want to scare<br \/>\nthem, to turn them against reform and change.&nbsp;<br \/>\nNow, the opponents of reform, they have a health strategy.&nbsp; And their strategy is the status quo.&nbsp; And why do they like the status quo so<br \/>\nmuch?&nbsp; Because the special interests are<br \/>\nmaking so much money with the current health care system.&nbsp; Huge profits for insurance companies, huge<br \/>\nprofits for other health care players.<\/p>\n<p>But here&rsquo;s the problem, soaring profits for health care<br \/>\ncompanies equates to out of control unaffordable premiums for America&rsquo;s working<br \/>\nfamilies.&nbsp; Now, let&rsquo;s examine the status<br \/>\nquo program put forward by the opponents of reform.&nbsp; Under the opponents&rsquo; status quo strategy, the<br \/>\npremiums that are paid by a family would go from about $13,000 a year, now just<br \/>\neight years in the future, $24,000, nearly double in a short period of<br \/>\ntime.&nbsp; If you want out of control<br \/>\npremiums, then support the opponents&rsquo; status quo efforts.&nbsp;<\/p>\n<p>Second, under the opponents&rsquo; status quo plan, the cost of<br \/>\nhealth care for a small business would more than double and the cumulative<br \/>\ncosts are extraordinary.&nbsp; We see the<br \/>\ncosts here starting and then in billions of dollars in 2009, $156 billion, the<br \/>\ncost imposed on small businesses soaring to $2.4 trillion by 2018, the<br \/>\ncumulative costs.&nbsp; So, over a ten year<br \/>\nperiod, small businesses carrying a multi-trillion dollar burden under the<br \/>\nstatus quo.&nbsp;<\/p>\n<p>Third, under the opponents&rsquo; status quo plan, the number of<br \/>\nuninsured Americans increases, and why is that?&nbsp;<br \/>\nIt&rsquo;s very simple.&nbsp; Families can&rsquo;t<br \/>\nafford these premiums.&nbsp; Small businesses<br \/>\ncan&rsquo;t afford these premiums.&nbsp; Even large<br \/>\nbusinesses may not be able to afford these premiums.&nbsp; Even large businesses may not be able to<br \/>\nafford this more than 10% per year increase in premiums.&nbsp; Indeed, under one study, the uninsured<br \/>\nAmericans, under the status quo opponents&rsquo; plan would reach 66 million<br \/>\nAmericans over the next ten years, up from about 47 right now, it&rsquo;s a huge<br \/>\nincrease.<\/p>\n<p>Fourth, under the opponents&rsquo; status quo plan, our community<br \/>\nhospitals would see uncompensated care go through the roof.&nbsp; Why is that? Because we&rsquo;ll have more<br \/>\nuninsured.&nbsp; They have to go to the<br \/>\nemergency room to get their care and so the hospitals end up carrying that<br \/>\nburden.&nbsp; What does that do?&nbsp; That results in a cost shift from those who<br \/>\ndon&rsquo;t have insurance and go to the emergency room, those costs gets shifted on<br \/>\nto those with insurance, continues the death spiral in soaring insurance<br \/>\npremiums that we have right now in America.<\/p>\n<p>What is more, under the opponents&rsquo; status quo approach, we<br \/>\nget the same failure to invest in prevention and disease management.&nbsp; You know, insurance companies don&rsquo;t really<br \/>\nhave an incentive to invest in disease management because that might make you<br \/>\nhealthier 10 years from now or 20 years from now.&nbsp; We get the same investment in a fee system,<br \/>\nin a cost-plus system that is driving up the cost of health care.&nbsp; Let me make this very clear.&nbsp; If you have any form of expense in which the<br \/>\ncompensation is cost-plus, the person providing those services is going to<br \/>\nprovide as many services as possible.&nbsp; If<br \/>\nyou&rsquo;re building a fighter and you say, we&rsquo;ll pay your costs plus 10% &#8211; those<br \/>\ncosts &ndash; they&rsquo;re going to make sure that fighter plane is as expensive as<br \/>\npossible.&nbsp; And the same is true in health<br \/>\ncare.&nbsp; Yet, that model of compensation is<br \/>\nthe dominant model in the health care system today.<\/p>\n<p>We need to invest in an integrated, integrated approach,<br \/>\nlike the Mayo Clinic does, where the doctors are not motivated by profits but<br \/>\nby providing health care to their patients.&nbsp;<br \/>\nThey have no incentive to run you through that M.R.I. machine four or<br \/>\nfive times.&nbsp; Their only incentive is to<br \/>\nhelp you get well.&nbsp; That&rsquo;s a very<br \/>\ndifferent approach, an approach we need to expand on here in America.&nbsp; An approach that says, we need an integrated<br \/>\nhealth care system, not a cost plus fee system.&nbsp;<\/p>\n<p>So, when opponents of reform try to scare you and say we<br \/>\ndon&rsquo;t need to change anything, just remember how scary their plan is.&nbsp; And I know that you understand what I&rsquo;m<br \/>\ntalking about because you see it every day.&nbsp;<br \/>\nThe opponents are saying, it&rsquo;s okay if insurance companies routinely<br \/>\ndeny necessary medical care and cancel policies in order to increase their<br \/>\nprofits.&nbsp; The opponents are saying they<br \/>\nprefer an America where parents will lie awake at night worried if they can<br \/>\nafford health care their children need because they don&rsquo;t have health insurance<br \/>\nfor their children. &nbsp;&nbsp;<\/p>\n<p>The opponents want an America where a worker is just one<br \/>\npink slip away from losing their job and their health care.&nbsp; That&rsquo;s a double calamity that strikes<br \/>\nmillions of families in America every year.&nbsp;<br \/>\nThe opponents are arguing for an America where a would-be entrepreneur<br \/>\nwho has worked hard and may want to open a business may not do so because he or<br \/>\nshe cannot health insurance in a volatile, expensive small business<br \/>\nmarket.&nbsp; The opponents want an America<br \/>\nwhere small businesses who do offer insurance are faced with double-digit,<br \/>\nbudget-straining premiums that strengthen the economic viability of that small<br \/>\nbusiness.&nbsp; I want to see our small<br \/>\nbusinesses thrive.&nbsp; Our small businesses<br \/>\nare incredibly creative, far more patents per capita than large businesses. &nbsp;Our small businesses expand and grow and<br \/>\nabsorb more workers.&nbsp; We want them to<br \/>\nthrive and a major challenge they have today in thriving is our broken health<br \/>\nsistema de atenci\u00f3n.&nbsp;<\/p>\n<p>Mr. President, I do not accept that vision for America, the<br \/>\nvision put forward by the opponents of health care reform.&nbsp; We need to create a simple health care<br \/>\nexchange where individuals and small businesses can go and be part of a large<br \/>\npool so they can negotiate a fair deal.&nbsp;<br \/>\nToday we don&rsquo;t have that fair deal.&nbsp;<br \/>\nTomorrow we will.&nbsp;<\/p>\n<p>We need a health care system that invests in prevention and<br \/>\ndisease management.&nbsp; We need a health<br \/>\ncare system that works to expand the health care workforce because we have a<br \/>\nbig challenge.&nbsp; Many of our health care<br \/>\nworkers in America, our doctors and our nurses, they&rsquo;re retiring.&nbsp; They&rsquo;re baby boomers.&nbsp; They&rsquo;re reaching retirement age.&nbsp; So we&rsquo;re going to have increased demand for<br \/>\nhealth care services as our baby boomers get older and we&rsquo;re going to have<br \/>\nfewer providers.&nbsp;<\/p>\n<p>The bill we put forward works to address that<br \/>\ndiscrepancy.&nbsp; Because otherwise that by<br \/>\nitself, greater demand and lower supply will drive the cost of health care<br \/>\nup.&nbsp; And we need to create a system that<br \/>\neliminates an insurance that doesn&rsquo;t cover pre- conditions.&nbsp; What kind of health care do you have if you<br \/>\nhave a bad back, but your bad back is not covered?&nbsp; What kind of health care system do we have if<br \/>\nyou have Melanoma, like Jeanette does or did before her operation, and you<br \/>\ncan&rsquo;t get it covered because it&rsquo;s a preexisting condition?<\/p>\n<p>This bill changes that.&nbsp;<br \/>\nI believe we need to create a health care system that expands citizens&rsquo;<br \/>\nchoices instead of constraining them, as our current system does, where you have<br \/>\nmany markets in America that only have a single dominant provider.&nbsp; And we need to create a community health care<br \/>\nplan to hold the feet of insurance companies to the fire.&nbsp; Competition &ndash; competition in the marketplace,<br \/>\na 100% apple pie American concept is needed in health care to help control costs.&nbsp;<\/p>\n<p>Madam President, Americans across the country are counting<br \/>\non us to work together to find a solution, to help ease the burden of health<br \/>\ncare costs on family and business budgets and create more affordable health<br \/>\ncare options.&nbsp; I urge my colleagues to<br \/>\nset their partisanship aside, set aside the goal of trying to torpedo America&rsquo;s<br \/>\nfuture because you want to torpedo the Presidency of Barack Obama.&nbsp;<\/p>\n<p>Think about the quality of health care for our working<br \/>\nfamilies and what we in this chamber could do to make that quality of life far<br \/>\nbetter.&nbsp; The costs of inaction, the costs<br \/>\nof our broken status quo system are just too great to fall to petty, bitter,<br \/>\npartisan bickering.&nbsp; Let&rsquo;s come<br \/>\ntogether.&nbsp; Let&rsquo;s fight for a brighter<br \/>\nfuture for America&rsquo;s families.&nbsp;<\/p>\n<p>Mr. President, we stand at a critical juncture today as we<br \/>\ngrapple with how to fix our broken health care system.&nbsp; Rapidly escalating health care costs are<br \/>\ncompounding the current economic crisis in America.&nbsp; Families and businesses across the country<br \/>\nare struggling to afford increased premiums, co-payments and deductibles.&nbsp; Premium increases are taking an increasing<br \/>\nportion of workers&rsquo; wages and more firms are under pressure to reduce or<br \/>\npossibly eliminate health care coverage for their workers.&nbsp;<\/p>\n<p>Helping middle class families and small businesses afford<br \/>\nhealth care coverage is a critical component of improving the nation&rsquo;s<br \/>\neconomy.&nbsp; Mr. President, families and<br \/>\nbusiness owners in Oregon have told me at length how concerned they are about<br \/>\nthe rising cost of health care.&nbsp; Those<br \/>\nfamilies who have health care are concerned about losing it and they&rsquo;re<br \/>\nconcerned about the rising cost of the premiums and the co-pays.<\/p>\n<p>And those citizens without health care and nearly 47 million<br \/>\nAmericans are unable to afford the cost of health care, those citizens are<br \/>\nworried about getting sick, or they&rsquo;re sick and they&rsquo;re worried about how to<br \/>\npay for the drugs and treatments to get well.&nbsp;<br \/>\nAnd under this system, our small businesses who are working hard to<br \/>\nprovide health care coverage for their employees are worried that they won&rsquo;t be<br \/>\nable to continue, that they&rsquo;ll have to raise the share of the cost that the<br \/>\nworkers carry. Or maybe they&rsquo;ll have to eliminate the health care plan<br \/>\naltogether.&nbsp;<\/p>\n<p>Mr. President, I want to share with you the experience of<br \/>\none of my constituents, Jeanette Hall of Milwaukie, Oregon.&nbsp; She was employed but she could not afford health<br \/>\ninsurance.&nbsp; Jeanette had a mole on her<br \/>\narm and it was a mole that she thought should be looked at and her friends and families<br \/>\nurged her to have it looked at.&nbsp; Finally<br \/>\nshe went to the emergency room to have it examined.&nbsp; The diagnosis was melanoma, but Jeanette<br \/>\ncould not afford to have the surgery to address it.&nbsp;<\/p>\n<p>Now, sometimes one gets a fortunate turn in life and Jeanette<br \/>\ngot such an example.&nbsp; She was interviewed<br \/>\nby a local news station that was doing a story about the plight of the<br \/>\nuninsured.&nbsp; Jeanette says she is only<br \/>\nalive today because of that moment when a news station covered her story<br \/>\nbecause after that story aired, she received a call from a local hospital that<br \/>\noffered to help.&nbsp; They basically said<br \/>\nthat in exchange for being the subject of an observational surgery for medical<br \/>\nstudents, the hospital would cover the cost of the surgery.&nbsp; And so Jeanette is now cancer free and she<br \/>\nfeels very blessed about that.&nbsp; What is<br \/>\nmore, she now has a job where she has health insurance and that certainly puts<br \/>\na brighter horizon in place for her.&nbsp;<\/p>\n<p>But while she&rsquo;s pleased about her personal health and her<br \/>\npersonal health insurance, she&rsquo;s worried about health insurance for families<br \/>\nand friends and health coverage system for all Americans in this broken health<br \/>\ncare system.&nbsp; Her brother is very<br \/>\nill.&nbsp; Her brother does not have health<br \/>\ninsurance.&nbsp; Her brother needs an<br \/>\noperation to save his life but he&rsquo;s not getting that operation.&nbsp; And she anticipates that his life expectancy<br \/>\nis very short now as a result so she sees it very personally, very<br \/>\ndirectly.&nbsp; And just as she hopes for<br \/>\nhealth care for her and her family and for American citizens, so do citizens<br \/>\nacross this nation.&nbsp; Citizens like<br \/>\nJeanette are not looking for a government handout.&nbsp; They don&rsquo;t expect something for free.&nbsp; But what they do want is access, choice,<br \/>\nquality health coverage, affordable health coverage for their families and<br \/>\ntheir workers.<\/p>\n<p>We need to offer citizens like Jeanette a lifeline in these<br \/>\nhard economic times.&nbsp; As a member of the<br \/>\nSenate Health ,Education, Labor and Pensions Committee, I am very proud of the<br \/>\nbill that we passed out two weeks ago which puts us a significant stride closer<br \/>\nto providing health care, affordable quality health care for every<br \/>\nAmerican.&nbsp; It&rsquo;s a plan that will lower<br \/>\ncosts, provide consumers with more choices and increase competition.&nbsp; That act, the Affordable Health Choices Act,<br \/>\nis a landmark bill.&nbsp; It gives every<br \/>\nAmerican a full range of health insurance options, including a community health<br \/>\nplan.&nbsp; It ensures that those who like<br \/>\ntheir current health care coverage can keep it, and it guarantees that no<br \/>\nAmerican will be denied coverage because of pre-existing conditions.<\/p>\n<p>That act makes sound investments in disease prevention, in<br \/>\nhealth promotion and it strengthens the health care workforce.&nbsp; The Affordable Health Choices Act gives small<br \/>\nbusinesses better choices for high-value health insurance by creating a new<br \/>\nhealth insurance market place, or gateway as it&rsquo;s called, which will help lower<br \/>\ncosts and increase competition.&nbsp; In fact,<br \/>\nlet me explain this a little bit more.&nbsp;<\/p>\n<p>Right now, in America, if you are an individual trying to<br \/>\nget health care, you have to pay an extraordinary premium because you don&rsquo;t<br \/>\nbring any market share clout to the negotiating table.&nbsp; And, right now in America if you are a small<br \/>\nbusiness, you don&rsquo;t get a good deal because you don&rsquo;t bring any market clout to<br \/>\nthe negotiation. &nbsp;So, this health care<br \/>\nbill at its heart, addresses this problem.&nbsp;<br \/>\nIt creates an exchange where you would go and purchase health care not<br \/>\nas an individual, but as a group of hundreds of thousands of fellow<br \/>\ncitizens.&nbsp; And, that health care plan<br \/>\nwould bring the combined negotiating clout of those hundreds of thousands or<br \/>\neven millions of individuals so that you get a much better deal as an<br \/>\nindividual and you get a much better deal as a small business.<\/p>\n<p>And I know that every individual and small business in America<br \/>\nwho has gone through this process of trying to get a fair, decent health care<br \/>\nplan knows exactly what I&rsquo;m talking about.&nbsp;<br \/>\nAnd, that&rsquo;s the heart of this reform.&nbsp;<br \/>\nBut even as we make historic progress on guaranteeing affordable,<br \/>\nquality health care for all, there are powerful forces underway to halt this<br \/>\nesfuerzo.&nbsp;<\/p>\n<p>There are those that favor the status quo, and they&rsquo;re<br \/>\nworking on their talking points.&nbsp; They&rsquo;re<br \/>\nrallying their special interests.&nbsp;<br \/>\nThey&rsquo;re doing polls to see what phrase will most scare Americans from<br \/>\nchanging.&nbsp; They want to defeat this<br \/>\nhistoric march towards quality, affordable health care for every single<br \/>\ncitizen.&nbsp; But, Madam, Mr. President, one<br \/>\nthing is clear, we cannot afford to fail.&nbsp;<br \/>\nMaintaining the status quo is not an option.&nbsp; The last time we attempted to tackle the<br \/>\nproblem, in 1992, health care spending was $849 billion.&nbsp; Today health care spending in America is $2.2<br \/>\ntrillion and growing by over 10% a year.&nbsp;<br \/>\nSo march it forward , next year it will be over $2.4 trillion, the year<br \/>\nafter that, $2.7 trillion, the year after that, $3 trillion and so forth. &nbsp;We&rsquo;ll be spending nearly $40 trillion under<br \/>\nthe status quo over the next ten years.&nbsp;<\/p>\n<p>Premiums in the early 1990s were 7% of a family income.&nbsp; Today premiums eat up 17% of a family&rsquo;s budget.&nbsp; In 1996, employers paid about $3,700 toward a<br \/>\nfamily plan.&nbsp; Now that is well over<br \/>\n$10,000 and growing and workers are picking up an increasing share of the<br \/>\ncost.&nbsp; Today under the status quo, 60% of<br \/>\npersonal bankruptcies are due to health care costs.&nbsp; More than half, more than half of personal<br \/>\nbankruptcies are due to health care.&nbsp; And<br \/>\nwhat&rsquo;s more, more than half of those personal bankruptcies due to health care<br \/>\nare with folks who have health care insurance, but their health care insurance<br \/>\nsimply wasn&rsquo;t adequate to cover the extraordinary costs of a medical<br \/>\nemergency.&nbsp; 75% indeed of those<br \/>\nindividuals who are going through bankruptcy due to health care costs had<br \/>\nhealth insurance.&nbsp;<\/p>\n<p>Mr. President, if we look to the future, the consequences of<br \/>\ninaction are even more dire.&nbsp; But,<br \/>\ndespite all of that, every day we hear from special interests, we hear from<br \/>\ntheir allies, who are standing up using their poll-tested phrases like<br \/>\n&ldquo;government takeover&rdquo; in order to scare the American people into rejecting<br \/>\nhealth reform.&nbsp;<\/p>\n<p>So here are citizens who know firsthand, firsthand the<br \/>\nchallenge and the stress of health care, but they&rsquo;re being manipulated &ndash; an<br \/>\neffort to manipulate them by powerful special interests that want to scare<br \/>\nthem, to turn them against reform and change.&nbsp;<br \/>\nNow, the opponents of reform, they have a health strategy.&nbsp; And their strategy is the status quo.&nbsp; And why do they like the status quo so<br \/>\nmuch?&nbsp; Because the special interests are<br \/>\nmaking so much money with the current health care system.&nbsp; Huge profits for insurance companies, huge<br \/>\nprofits for other health care players.<\/p>\n<p>But here&rsquo;s the problem, soaring profits for health care<br \/>\ncompanies equates to out of control unaffordable premiums for America&rsquo;s working<br \/>\nfamilies.&nbsp; Now, let&rsquo;s examine the status<br \/>\nquo program put forward by the opponents of reform.&nbsp; Under the opponents&rsquo; status quo strategy, the<br \/>\npremiums that are paid by a family would go from about $13,000 a year, now just<br \/>\neight years in the future, $24,000, nearly double in a short period of<br \/>\ntime.&nbsp; If you want out of control<br \/>\npremiums, then support the opponents&rsquo; status quo efforts.&nbsp;<\/p>\n<p>Second, under the opponents&rsquo; status quo plan, the cost of<br \/>\nhealth care for a small business would more than double and the cumulative<br \/>\ncosts are extraordinary.&nbsp; We see the<br \/>\ncosts here starting and then in billions of dollars in 2009, $156 billion, the<br \/>\ncost imposed on small businesses soaring to $2.4 trillion by 2018, the<br \/>\ncumulative costs.&nbsp; So, over a ten year<br \/>\nperiod, small businesses carrying a multi-trillion dollar burden under the<br \/>\nstatus quo.&nbsp;<\/p>\n<p>Third, under the opponents&rsquo; status quo plan, the number of<br \/>\nuninsured Americans increases, and why is that?&nbsp;<br \/>\nIt&rsquo;s very simple.&nbsp; Families can&rsquo;t<br \/>\nafford these premiums.&nbsp; Small businesses<br \/>\ncan&rsquo;t afford these premiums.&nbsp; Even large<br \/>\nbusinesses may not be able to afford these premiums.&nbsp; Even large businesses may not be able to<br \/>\nafford this more than 10% per year increase in premiums.&nbsp; Indeed, under one study, the uninsured<br \/>\nAmericans, under the status quo opponents&rsquo; plan would reach 66 million<br \/>\nAmericans over the next ten years, up from about 47 right now, it&rsquo;s a huge<br \/>\nincrease.<\/p>\n<p>Fourth, under the opponents&rsquo; status quo plan, our community<br \/>\nhospitals would see uncompensated care go through the roof.&nbsp; Why is that? Because we&rsquo;ll have more<br \/>\nuninsured.&nbsp; They have to go to the<br \/>\nemergency room to get their care and so the hospitals end up carrying that<br \/>\nburden.&nbsp; What does that do?&nbsp; That results in a cost shift from those who<br \/>\ndon&rsquo;t have insurance and go to the emergency room, those costs gets shifted on<br \/>\nto those with insurance, continues the death spiral in soaring insurance<br \/>\npremiums that we have right now in America.<\/p>\n<p>What is more, under the opponents&rsquo; status quo approach, we<br \/>\nget the same failure to invest in prevention and disease management.&nbsp; You know, insurance companies don&rsquo;t really<br \/>\nhave an incentive to invest in disease management because that might make you<br \/>\nhealthier 10 years from now or 20 years from now.&nbsp; We get the same investment in a fee system,<br \/>\nin a cost-plus system that is driving up the cost of health care.&nbsp; Let me make this very clear.&nbsp; If you have any form of expense in which the<br \/>\ncompensation is cost-plus, the person providing those services is going to<br \/>\nprovide as many services as possible.&nbsp; If<br \/>\nyou&rsquo;re building a fighter and you say, we&rsquo;ll pay your costs plus 10% &#8211; those<br \/>\ncosts &ndash; they&rsquo;re going to make sure that fighter plane is as expensive as<br \/>\npossible.&nbsp; And the same is true in health<br \/>\ncare.&nbsp; Yet, that model of compensation is<br \/>\nthe dominant model in the health care system today.<\/p>\n<p>We need to invest in an integrated, integrated approach,<br \/>\nlike the Mayo Clinic does, where the doctors are not motivated by profits but<br \/>\nby providing health care to their patients.&nbsp;<br \/>\nThey have no incentive to run you through that M.R.I. machine four or<br \/>\nfive times.&nbsp; Their only incentive is to<br \/>\nhelp you get well.&nbsp; That&rsquo;s a very<br \/>\ndifferent approach, an approach we need to expand on here in America.&nbsp; An approach that says, we need an integrated<br \/>\nhealth care system, not a cost plus fee system.&nbsp;<\/p>\n<p>So, when opponents of reform try to scare you and say we<br \/>\ndon&rsquo;t need to change anything, just remember how scary their plan is.&nbsp; And I know that you understand what I&rsquo;m<br \/>\ntalking about because you see it every day.&nbsp;<br \/>\nThe opponents are saying, it&rsquo;s okay if insurance companies routinely<br \/>\ndeny necessary medical care and cancel policies in order to increase their<br \/>\nprofits.&nbsp; The opponents are saying they<br \/>\nprefer an America where parents will lie awake at night worried if they can<br \/>\nafford health care their children need because they don&rsquo;t have health insurance<br \/>\nfor their children. &nbsp;&nbsp;<\/p>\n<p>The opponents want an America where a worker is just one<br \/>\npink slip away from losing their job and their health care.&nbsp; That&rsquo;s a double calamity that strikes<br \/>\nmillions of families in America every year.&nbsp;<br \/>\nThe opponents are arguing for an America where a would-be entrepreneur<br \/>\nwho has worked hard and may want to open a business may not do so because he or<br \/>\nshe cannot health insurance in a volatile, expensive small business<br \/>\nmarket.&nbsp; The opponents want an America<br \/>\nwhere small businesses who do offer insurance are faced with double-digit,<br \/>\nbudget-straining premiums that strengthen the economic viability of that small<br \/>\nbusiness.&nbsp; I want to see our small<br \/>\nbusinesses thrive.&nbsp; Our small businesses<br \/>\nare incredibly creative, far more patents per capita than large businesses. &nbsp;Our small businesses expand and grow and<br \/>\nabsorb more workers.&nbsp; We want them to<br \/>\nthrive and a major challenge they have today in thriving is our broken health<br \/>\nsistema de atenci\u00f3n.&nbsp;<\/p>\n<p>Mr. President, I do not accept that vision for America, the<br \/>\nvision put forward by the opponents of health care reform.&nbsp; We need to create a simple health care<br \/>\nexchange where individuals and small businesses can go and be part of a large<br \/>\npool so they can negotiate a fair deal.&nbsp;<br \/>\nToday we don&rsquo;t have that fair deal.&nbsp;<br \/>\nTomorrow we will.&nbsp;<\/p>\n<p>We need a health care system that invests in prevention and<br \/>\ndisease management.&nbsp; We need a health<br \/>\ncare system that works to expand the health care workforce because we have a<br \/>\nbig challenge.&nbsp; Many of our health care<br \/>\nworkers in America, our doctors and our nurses, they&rsquo;re retiring.&nbsp; They&rsquo;re baby boomers.&nbsp; They&rsquo;re reaching retirement age.&nbsp; So we&rsquo;re going to have increased demand for<br \/>\nhealth care services as our baby boomers get older and we&rsquo;re going to have<br \/>\nfewer providers.&nbsp;<\/p>\n<p>The bill we put forward works to address that<br \/>\ndiscrepancy.&nbsp; Because otherwise that by<br \/>\nitself, greater demand and lower supply will drive the cost of health care<br \/>\nup.&nbsp; And we need to create a system that<br \/>\neliminates an insurance that doesn&rsquo;t cover pre- conditions.&nbsp; What kind of health care do you have if you<br \/>\nhave a bad back, but your bad back is not covered?&nbsp; What kind of health care system do we have if<br \/>\nyou have Melanoma, like Jeanette does or did before her operation, and you<br \/>\ncan&rsquo;t get it covered because it&rsquo;s a preexisting condition?<\/p>\n<p>This bill changes that.&nbsp;<br \/>\nI believe we need to create a health care system that expands citizens&rsquo;<br \/>\nchoices instead of constraining them, as our current system does, where you have<br \/>\nmany markets in America that only have a single dominant provider.&nbsp; And we need to create a community health care<br \/>\nplan to hold the feet of insurance companies to the fire.&nbsp; Competition &ndash; competition in the marketplace,<br \/>\na 100% apple pie American concept is needed in health care to help control costs.&nbsp;<\/p>\n<p>Madam President, Americans across the country are counting<br \/>\non us to work together to find a solution, to help ease the burden of health<br \/>\ncare costs on family and business budgets and create more affordable health<br \/>\ncare options.&nbsp; I urge my colleagues to<br \/>\nset their partisanship aside, set aside the goal of trying to torpedo America&rsquo;s<br \/>\nfuture because you want to torpedo the Presidency of Barack Obama.&nbsp;<\/p>\n<p>Think about the quality of health care for our working<br \/>\nfamilies and what we in this chamber could do to make that quality of life far<br \/>\nbetter.&nbsp; The costs of inaction, the costs<br \/>\nof our broken status quo system are just too great to fall to petty, bitter,<br \/>\npartisan bickering.&nbsp; Let&rsquo;s come<br \/>\ntogether.&nbsp; Let&rsquo;s fight for a brighter<br \/>\nfuture for America&rsquo;s families.&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Mr. Merkley Mr. President, we stand at a critical juncture today as we grapple with how to fix our broken health care system.&nbsp; Rapidly escalating health care costs are compounding the current economic crisis in America.&nbsp; Families and businesses across the country are struggling to afford increased premiums, co-payments and deductibles.&nbsp; Premium increases are taking [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-7035","post","type-post","status-publish","format-standard","hentry","category-newsroom"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Cost of Inaction on Health Care Reform - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/newsroom-statements-the-cost-of-inaction-on-health-care-reform\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Cost of Inaction on Health Care Reform - Merkley\" \/>\n<meta property=\"og:description\" content=\"Mr. Merkley Mr. President, we stand at a critical juncture today as we grapple with how to fix our broken health care system.&nbsp; 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