{"id":7037,"date":"2009-07-27T12:51:00","date_gmt":"2009-07-27T16:51:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/merkley-seeks-improvements-to-mortgage-modification-program\/"},"modified":"2023-07-24T11:11:40","modified_gmt":"2023-07-24T15:11:40","slug":"merkley-seeks-improvements-to-mortgage-modification-program","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/merkley-seeks-improvements-to-mortgage-modification-program\/","title":{"rendered":"Merkley busca mejoras en el programa de modificaci\u00f3n de hipotecas"},"content":{"rendered":"<p>WASHINGTON, DC \u2013 Como dijeron altos funcionarios de la administraci\u00f3n Obama<br \/>\nprep\u00e1rese para una reuni\u00f3n con las compa\u00f1\u00edas de servicios hipotecarios del pa\u00eds, Oregon<br \/>\nEl senador Jeff Merkley inst\u00f3 hoy a la Administraci\u00f3n a tomar una serie de medidas<br \/>\npara facilitar a los propietarios de viviendas en riesgo de ejecuci\u00f3n hipotecaria modificar los t\u00e9rminos de<br \/>\nsus hipotecas.<\/p>\n<blockquote>\n<p><span style=\"font-size: small;\">\u201cCon once millones de estadounidenses que deben m\u00e1s por sus hipotecas<br \/>\nde lo que valen sus casas y un desempleo alt\u00edsimo, nos enfrentamos a un continuo<br \/>\ntsunami de ejecuciones hipotecarias a menos que tomemos medidas inmediatas\u201d, afirm\u00f3 Merkley.&nbsp;<br \/>\n\u201cEstas ejecuciones hipotecarias son malas para las familias, las comunidades y nuestra econom\u00eda.<br \/>\ncomo un todo. Debemos ser tan agresivos a la hora de contrarrestar los problemas que afrontamos<br \/>\nMain Street como hemos estado abordando los problemas de Wall Street\u201d.<\/span><\/p>\n<\/blockquote>\n<p>La administraci\u00f3n Obama dio a conocer su programa Making Home Affordable<br \/>\nPrograma hace unos meses. Este programa fue dise\u00f1ado para ser un recurso<br \/>\nfamilias podr\u00edan confiar si enfrentaran una ejecuci\u00f3n hipotecaria, pero la lenta implementaci\u00f3n y un<br \/>\nLa falta de capacidad de respuesta de los administradores de pr\u00e9stamos ha obstaculizado el esfuerzo por reducir<br \/>\ntasas de ejecuci\u00f3n hipotecaria.&nbsp;<\/p>\n<p>Merkley celebr\u00f3 varias reuniones en Oreg\u00f3n, incluida una<br \/>\n\u201cCumbre de soluciones hipotecarias y ejecuciones hipotecarias\u201d, para comprender mejor la<br \/>\ncrisis de ejecuciones hipotecarias y c\u00f3mo est\u00e1n funcionando los esfuerzos actuales para abordarla. En<br \/>\nEn estos foros, reuniones p\u00fablicas y otros lugares, Merkley ha escuchado de un<br \/>\nn\u00famero de habitantes de Oreg\u00f3n que todav\u00eda es dif\u00edcil incluso llegar a los administradores de pr\u00e9stamos para<br \/>\ncomenzar el proceso de modificaci\u00f3n de la hipoteca, y mucho menos renegociar nuevas<br \/>\nt\u00e9rminos.<\/p>\n<p>Ma\u00f1ana, el Secretario del Tesoro, Timothy Geithner, y Vivienda<br \/>\ny el Secretario de Desarrollo Urbano (HUD), Shaun Donovan, se reunir\u00e1n con un<br \/>\nn\u00famero de administradores de pr\u00e9stamos. Antes de esa reuni\u00f3n, Merkley, un miembro<br \/>\ndel Comit\u00e9 de Banca, Vivienda y Desarrollo Urbano, escribi\u00f3 a ambos hombres alent\u00e1ndolos<br \/>\nexplorar una serie de opciones que facilitar\u00e1n a las familias la posibilidad de<br \/>\nconectarse con su administrador y llegar a nuevos acuerdos. entre sus<br \/>\nsugerencias:<\/p>\n<ul>\n<li>&nbsp;<br \/>\nLos administradores de pr\u00e9stamos deber\u00edan compartir m\u00e1s f\u00e1cilmente<br \/>\ninformaci\u00f3n con propietarios de viviendas y consejeros certificados por HUD;<\/li>\n<\/ul>\n<ul>\n<li>&nbsp; Los administradores de pr\u00e9stamos deber\u00edan comprometerse a actuar m\u00e1s<br \/>\nr\u00e1pidamente en solicitudes de modificaciones;<\/li>\n<\/ul>\n<ul>\n<li>&nbsp; Los administradores de pr\u00e9stamos deber\u00edan detener la ejecuci\u00f3n hipotecaria<br \/>\nprocesar una vez recibida una solicitud de modificaci\u00f3n; y<\/li>\n<\/ul>\n<ul>\n<li>&nbsp; Los administradores de pr\u00e9stamos deber\u00edan hacer p\u00fablicos sus criterios<br \/>\npara modificaciones de pr\u00e9stamos y proporcionar explicaciones por escrito cada vez que se realice una modificaci\u00f3n<br \/>\nes denegado.<\/li>\n<\/ul>\n<blockquote>\n<p><span style=\"font-size: small;\">\u201cDadas las extraordinarias condiciones econ\u00f3micas que enfrentamos y la<br \/>\nextraordinario apoyo que nuestro gobierno ha brindado a nuestro sistema financiero,<br \/>\nLos bancos y los administradores de pr\u00e9stamos tienen la obligaci\u00f3n de hacer todo lo que est\u00e9 a su alcance para<br \/>\ngarantizar que este importante programa gubernamental funcione de manera efectiva y justa\u201d,<br \/>\nescribi\u00f3 Merkley. \u201cAunque seguir\u00e9 buscando formas nuevas e innovadoras<br \/>\nPara mantener a las familias trabajadoras fuera de la ejecuci\u00f3n hipotecaria, creo que las soluciones que ofrezco<br \/>\nhoy contribuir\u00e1 en gran medida a mejorar los programas actuales\u201d.<\/span><\/p>\n<\/blockquote>","protected":false},"excerpt":{"rendered":"<p>WASHINGTON, DC &ndash; As top Obama Administration officials prepare for a meeting with the nation&rsquo;s mortgage servicing companies, Oregon&rsquo;s Senator Jeff Merkley today urged the Administration to take a number of steps to make it easier for homeowners at risk of foreclosure to modify the terms of their mortgages. &ldquo;With eleven million Americans owing more [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[77,47],"class_list":["post-7037","post","type-post","status-publish","format-standard","hentry","category-press-releases","tag-help-avoiding-foreclosure","tag-protecting-consumers-taxpayers-and-the-economy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Merkley Seeks Improvements to Mortgage Modification Program - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/merkley-seeks-improvements-to-mortgage-modification-program\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Merkley Seeks Improvements to Mortgage Modification Program - Merkley\" \/>\n<meta property=\"og:description\" content=\"WASHINGTON, DC &ndash; As top Obama Administration officials prepare for a meeting with the nation&rsquo;s mortgage servicing companies, Oregon&rsquo;s Senator Jeff Merkley today urged the Administration to take a number of steps to make it easier for homeowners at risk of foreclosure to modify the terms of their mortgages. &ldquo;With eleven million Americans owing more [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.merkley.senate.gov\/es\/merkley-seeks-improvements-to-mortgage-modification-program\/\" \/>\n<meta property=\"og:site_name\" content=\"Merkley\" \/>\n<meta property=\"article:published_time\" content=\"2009-07-27T16:51:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-24T15:11:40+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-seeks-improvements-to-mortgage-modification-program\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-seeks-improvements-to-mortgage-modification-program\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Merkley Seeks Improvements to Mortgage Modification Program\",\"datePublished\":\"2009-07-27T16:51:00+00:00\",\"dateModified\":\"2023-07-24T15:11:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-seeks-improvements-to-mortgage-modification-program\/\"},\"wordCount\":479,\"keywords\":[\"Help Avoiding Foreclosure\",\"Protecting Consumers, Taxpayers, and the Economy\"],\"articleSection\":[\"Press Releases\"],\"inLanguage\":\"es-MX\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-seeks-improvements-to-mortgage-modification-program\/\",\"url\":\"https:\/\/www.merkley.senate.gov\/merkley-seeks-improvements-to-mortgage-modification-program\/\",\"name\":\"Merkley Seeks Improvements to Mortgage Modification Program - Merkley\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/#website\"},\"datePublished\":\"2009-07-27T16:51:00+00:00\",\"dateModified\":\"2023-07-24T15:11:40+00:00\",\"author\":{\"@id\":\"\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-seeks-improvements-to-mortgage-modification-program\/#breadcrumb\"},\"inLanguage\":\"es-MX\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.merkley.senate.gov\/merkley-seeks-improvements-to-mortgage-modification-program\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-seeks-improvements-to-mortgage-modification-program\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.merkley.senate.gov\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Merkley Seeks Improvements to Mortgage Modification Program\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.merkley.senate.gov\/#website\",\"url\":\"https:\/\/www.merkley.senate.gov\/\",\"name\":\"Merkley\",\"description\":\"Merkley\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.merkley.senate.gov\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-MX\"},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\/\/www.merkley.senate.gov\/es\/author\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Merkley Seeks Improvements to Mortgage Modification Program - Merkley","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.merkley.senate.gov\/es\/merkley-seeks-improvements-to-mortgage-modification-program\/","og_locale":"es_MX","og_type":"article","og_title":"Merkley Seeks Improvements to Mortgage Modification Program - Merkley","og_description":"WASHINGTON, DC &ndash; 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