{"id":7229,"date":"2009-02-18T12:16:00","date_gmt":"2009-02-18T17:16:00","guid":{"rendered":"https:\/\/www.merkley.senate.gov\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/"},"modified":"2023-07-24T11:11:55","modified_gmt":"2023-07-24T15:11:55","slug":"merkley-working-towards-solutions-to-keep-people-in-their-homes","status":"publish","type":"post","link":"https:\/\/www.merkley.senate.gov\/es\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/","title":{"rendered":"Merkley trabaja en soluciones para mantener a las personas en sus hogares"},"content":{"rendered":"<p style=\"margin: 0in 0in 0pt; line-height: normal;\">Portland, OR \u2013 El Senador de Oreg\u00f3n Jeff Merkley reuni\u00f3 a expertos nacionales en vivienda, profesionales financieros y miembros de la comunidad hoy en Portland para discutir soluciones a la creciente crisis hipotecaria que enfrentan millones de familias estadounidenses.&nbsp;<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">&nbsp;<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">Merkley y otros participantes en la Cumbre de Soluciones Hipotecarias y de Ejecuci\u00f3n Hipotecaria discutieron ideas que incluyen permitir a los propietarios renegociar los t\u00e9rminos de su pr\u00e9stamo como una alternativa a la ejecuci\u00f3n hipotecaria y el Plan de Estabilidad y Accesibilidad para Propietarios presentado hoy por el presidente Obama. Tambi\u00e9n se centraron en la dificultad que tantos propietarios tienen para renegociar pr\u00e9stamos existentes, dada la realidad de que muchos de estos pr\u00e9stamos han sido reorganizados y vendidos a terceros. Hoy en d\u00eda, ya no es el caso de que la transacci\u00f3n sea entre un banco y un individuo; puede involucrar a varias instituciones financieras diferentes, cada una con una participaci\u00f3n en la propiedad de la hipoteca.<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">&nbsp;<\/p>\n<blockquote>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\"><span style=\"font-size: small;\">\u201cGracias a estos l\u00edderes comunitarios y de vivienda, tengo m\u00e1s informaci\u00f3n para mantener a las familias en sus hogares\u201d, dijo Merkley. \u201cEsta crisis econ\u00f3mica comenz\u00f3 en el mercado inmobiliario quebrado y no terminar\u00e1 hasta que arreglemos el mercado inmobiliario. Traer\u00e9 las historias y sugerencias compartidas hoy conmigo a Washington mientras trabajo con la Casa Blanca para dise\u00f1ar pol\u00edticas que detengan la avalancha de ejecuciones hipotecarias y aborden las causas subyacentes de la crisis hipotecaria\u201d.<\/span><\/p>\n<\/blockquote>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">&nbsp;<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">M\u00e1s estadounidenses perdieron sus hogares por ejecuci\u00f3n hipotecaria en 2008 que en cualquier a\u00f1o desde la Gran Depresi\u00f3n y con los estadounidenses que actualmente pierden sus hogares a un ritmo de casi 50,000 por semana, los economistas predicen millones m\u00e1s de ejecuciones hipotecarias en los pr\u00f3ximos a\u00f1os. Estas ejecuciones hipotecarias no solo son un desastre para las familias involucradas, sino tambi\u00e9n para las comunidades, los bancos y toda la econom\u00eda.<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">&nbsp;<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">Las presentaciones de ejecuciones hipotecarias a nivel nacional, incluidos avisos de mora, avisos de subastas y embargos bancarios, fueron un 18 por ciento m\u00e1s altos en enero de 2009 que en enero de 2008, seg\u00fan Realty Trac, Inc. El an\u00e1lisis de Realty Trac enumera a Oreg\u00f3n como el quinto estado con la tasa de ejecuciones hipotecarias m\u00e1s alta del pa\u00eds. .<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">&nbsp;<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">En enero, m\u00e1s de 274,000 propietarios de viviendas en todo el pa\u00eds recibieron al menos un aviso relacionado con una ejecuci\u00f3n hipotecaria.<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">&nbsp;<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">A principios de este a\u00f1o, la administraci\u00f3n de Obama se comprometi\u00f3, a instancias de Merkley, a utilizar $50: 100 mil millones para brindar ayuda hipotecaria directa a las familias en riesgo de perder su hogar. Hoy, el presidente Obama present\u00f3 el Plan de estabilidad y asequibilidad para propietarios de viviendas para ayudar a millones de familias a reestructurar o refinanciar sus hipotecas para evitar la ejecuci\u00f3n hipotecaria.<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\">&nbsp;<\/p>\n<blockquote>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal;\"><span style=\"font-size: small;\">\u201cEl plan del presidente Obama de proporcionar $75 mil millones para la mitigaci\u00f3n de hipotecas es un gran paso para solucionar la crisis hipotecaria que afecta a millones de familias estadounidenses. Es importante destacar que contiene una disposici\u00f3n absolutamente cr\u00edtica para permitir que los jueces de quiebras modifiquen los t\u00e9rminos de las hipotecas. Nunca tuvo sentido tratar los yates y los alojamientos de esqu\u00ed de manera diferente a la casa de una familia\u201d, dijo Merkley. \u201cMientras sigo examinando los detalles de la propuesta de la Casa Blanca, confiar\u00e9 en las ideas descritas hoy en Portland como gu\u00eda para garantizar que implementemos el plan correcto para mantener a las familias en sus hogares\u201d.<\/span><\/p>\n<\/blockquote>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; line-height: normal; text-align: center;\" align=\"center\">&nbsp;<\/p>\n<p style=\"margin: 0in 0in 10pt;\"><span style=\"font-family: \">&nbsp;<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Portland, OR &ndash; Oregon&rsquo;s Senator Jeff Merkley brought together national housing experts, financial professionals, and community members today in Portland to discuss solutions to the escalating mortgage crisis facing millions of American families.&nbsp; &nbsp; Merkley and other participants at the Mortgage and Foreclosure Solutions Summit discussed ideas including allowing homeowners to renegotiate the terms of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[47],"class_list":["post-7229","post","type-post","status-publish","format-standard","hentry","category-press-releases","tag-protecting-consumers-taxpayers-and-the-economy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Merkley Working Towards Solutions to Keep People In Their Homes - Merkley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.merkley.senate.gov\/es\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Merkley Working Towards Solutions to Keep People In Their Homes - Merkley\" \/>\n<meta property=\"og:description\" content=\"Portland, OR &ndash; Oregon&rsquo;s Senator Jeff Merkley brought together national housing experts, financial professionals, and community members today in Portland to discuss solutions to the escalating mortgage crisis facing millions of American families.&nbsp; &nbsp; Merkley and other participants at the Mortgage and Foreclosure Solutions Summit discussed ideas including allowing homeowners to renegotiate the terms of [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.merkley.senate.gov\/es\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/\" \/>\n<meta property=\"og:site_name\" content=\"Merkley\" \/>\n<meta property=\"article:published_time\" content=\"2009-02-18T17:16:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-24T15:11:55+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Merkley Working Towards Solutions to Keep People In Their Homes\",\"datePublished\":\"2009-02-18T17:16:00+00:00\",\"dateModified\":\"2023-07-24T15:11:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/\"},\"wordCount\":532,\"keywords\":[\"Protecting Consumers, Taxpayers, and the Economy\"],\"articleSection\":[\"Press Releases\"],\"inLanguage\":\"es-MX\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/\",\"url\":\"https:\/\/www.merkley.senate.gov\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/\",\"name\":\"Merkley Working Towards Solutions to Keep People In Their Homes - Merkley\",\"isPartOf\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/#website\"},\"datePublished\":\"2009-02-18T17:16:00+00:00\",\"dateModified\":\"2023-07-24T15:11:55+00:00\",\"author\":{\"@id\":\"\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/#breadcrumb\"},\"inLanguage\":\"es-MX\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.merkley.senate.gov\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.merkley.senate.gov\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.merkley.senate.gov\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Merkley Working Towards Solutions to Keep People In Their Homes\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.merkley.senate.gov\/#website\",\"url\":\"https:\/\/www.merkley.senate.gov\/\",\"name\":\"Merkley\",\"description\":\"Merkley\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.merkley.senate.gov\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-MX\"},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\/\/www.merkley.senate.gov\/es\/author\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Merkley Working Towards Solutions to Keep People In Their Homes - Merkley","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.merkley.senate.gov\/es\/merkley-working-towards-solutions-to-keep-people-in-their-homes\/","og_locale":"es_MX","og_type":"article","og_title":"Merkley Working Towards Solutions to Keep People In Their Homes - Merkley","og_description":"Portland, OR &ndash; 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