Helping Students Attend College
For many American families, being able to afford to send their kids to college has become increasingly difficult. Below are multiple links to federal and state programs that help students be able to afford to attend college.
Some students also have difficulty in paying back student loans after they graduate. This page also offers resources to help guide students in paying back their student loans.
Federal Student Aid
The Federal Government offers many programs for students to help them afford to attend college. Below are specific federal programs geared towards helping students achieve various levels of academia and also programs to assist students facing economic difficulties.
- TEACH Grant Program » The Teacher Assistance for College and Higher Education Grant Program can provide up to $4,000 in grants each year to students who intend on pursuing teaching in public, private or secondary schools that serve students from low income families.
- Federal Pell Grant » Federal Pell Grants are need-based grants given to low income undergraduate students who have not earned a bachelor’s or professional degree. Federal Pell Grants do not have to be repaid by students.
- Federal Supplemental Educational Opportunity Grant » Federal Supplemental Educational Opportunity Grants (FSEOG) are grants awarded to low income undergraduate students. Federal Supplemental Educational Opportunity Grants do not have to be repaid by students.
- Academic Competitiveness Grant » Academic Competitiveness Grants are available to students for their first and second years of college. The following grant is available to students who have completed a secondary school program and if you're a second-year student, you must have a cumulative 3.0 grade point average or higher.
- National Science and Mathematics Access to Retain Talent Grant » National Science and Mathematics Access to Retain Talent Grants (National SMART Grants) are available during the third and fourth years of undergraduate study to full-time students who are eligible for the Federal Pell Grant. Students eligible for the grants must major in life, physical, or computer sciences, engineering, mathematics, or technology, or in a foreign language determined crucial to national security issues.
To find out more about the different types of Federal grants and loans available to students and what the requirements are, the Student Aid website is a great resource.
State Student Aid
The Oregon State Association Commission offers more than 320 scholarships programs for students. One program, the Oregon Opportunity Grant is available for low income undergraduate students for eight semesters. The grant applies to four year universities, community colleges and Oregon University System institutions.
To find out more about what programs the state of Oregon has available for students, the Oregon Student Association Commission website is a helpful resource.
Repayment of Student Loans
Besides the pressure of finding a job, college students also have to deal with the daunting task of repaying their federal student loans. The Student Aid website has helpful information for students seeking resources to institute payment plans, deferment of loans, consolidation of loans and much more. The website also has a tool where students can calculate the amount of interest they’ll have to pay on their loans each month. The Federal Student Loan website also has helpful information for students looking to apply for a loan and set up repayment plans.